RMGL — what changed in the latest 10-K
A section-by-section comparison of RMGL's newest periodic SEC filing (10-K/10-Q) against the prior same-form filing: paragraphs added and removed per section, with verbatim excerpts. Purely a deterministic text diff — no similarity scores, no directional read, not investment advice.
Comparing 10-K · 2026-07-31 vs the prior 10-K · 2025-08-13
| Section | Outcome | Added | Removed | Minor | Unchanged |
|---|---|---|---|---|---|
| Business | Text added/removed | +1 | −2 | ~1 | 34 |
| Risk factors | Text added/removed | +2 | −3 | ~1 | 6 |
| Legal proceedings | No paragraph-level changes | 0 | 0 | 0 | 1 |
| MD&A | Text added/removed | +8 | −9 | ~3 | 7 |
| Market risk (Item 7A) | No paragraph-level changes | 0 | 0 | 0 | 1 |
Counts are paragraphs; added/removed means text added or removed vs the prior filing — no direction or judgement implied.
Representative excerpts
Up to 5 excerpts of about 300 characters per section, quoted verbatim from the two SEC filings.
Business
Text added vs the prior filing · source: 10-K · 2026-07-31
On June 30, 2025, the Company resolved to close the public offering pursuant to Form S-1, resulting in 3,200,000 shares of common stock being sold at $0.015 per share for a total of $48,000. The proceed of $48,000 went directly to the Company and shall be utilized pursuant to the use of proceed stat…
Text removed vs the prior filing · source: 10-K · 2025-08-13
On August 30, 2024, the Company has submitted initial Form S-1 Registration Statement to S.E.C registering an offering by the Company amounted up to $120,000 to Securities & Exchange Commission (“S.E.C”), which was later declared effective on March 06, 2025.
As of May 31, 2025, the Company is conducting a public offering under its Form S-1 registration. To date, 3,200,000 shares have been sold at $0.015 per share, raising approximately $48,000 in gross proceeds. The offering remains ongoing, and proceeds will be used as outlined in the Form S-1.
Risk factors
Text added vs the prior filing · source: 10-K · 2026-07-31
Our organization prioritizes cybersecurity risk management, with leadership actively assessing and overseeing these risks. Our internal protocols require that significant cybersecurity risks be escalated to executive leadership, as well as to relevant management responsible for preventing, detecting…
As of May 31, 2026, the Company has not identified any cybersecurity threats, including previous incidents, that have materially impacted our business strategy, results of operations, or financial condition. This assertion signifies our diligent efforts in managing and mitigating cybersecurity risks…
Text removed vs the prior filing · source: 10-K · 2025-08-13
Our board of directors is responsible for monitoring and assessing strategic risk exposure. Our board of directors administers its cybersecurity risk oversight function directly as a whole, as well as through the Audit Committee. Our executive management team informs our Audit Committee on cybersecu…
The Audit Committee is primarily responsible for assisting our board of directors in fulfilling its ultimate oversight responsibilities relating to risk assessment and management, including relating to cybersecurity and other information technology risks. The Audit Committee oversees management’s im…
Our cybersecurity coordinator is responsible for assessing and managing our material risks from cybersecurity threats, in close collaboration with our IT team and reports to our CEO. This ensures that the senior management are kept abreast of the cybersecurity posture and potential risks faced by ou…
MD&A
Text added vs the prior filing · source: 10-K · 2026-07-31
Results of operations for the year ended May 31, 2026 and 2025
For the years ended May 31, 2026 and 2025, the Company has generated a revenue of $25,000 and $30,105 respectively. The revenue is generated through provision of Personal Financial Literacy Seminar (PFL Seminar) services to clients.
For the years ended May 31, 2026 and 2025, the Company incurred general and administrative expenses of $46,787 and $52,282 respectively. These were primarily comprised of audit fees, stock and registrar fees, legal fees and other professional fees.
The Company’s cash and cash equivalents have decreased by $21,983, from $37,114 as of May 31, 2025 to $15,131 as of May 31, 2026. The accompanying financial statements have been prepared on a going concern basis, which contemplates the realization of assets and the settlement of liabilities and comm…
For the year ended May 31, 2026, the Company has used $21,983 in operating activities, which was primarily attributable to net loss from operation and increase in prepayment.
Text removed vs the prior filing · source: 10-K · 2025-08-13
For the years ended May 31, 2025 and 2024, the Company has generated a revenue of $30,105 and $10,000 respectively. The revenue is generated through provision of Personal Financial Literacy Seminar (PFL Seminar) services to clients.
For the years ended May 31, 2025 and 2024, the Company incurred general and administrative expenses of $53,740 and $13,933 respectively. These were primarily comprised of audit fees, stock and registrar fees, legal fees and other professional fees.
The Company’s cash and cash equivalents has increased by $34,139, from $2,975 as of May 31, 2024 to $37,114 as of May 31, 2025. The accompanying financial statements have been prepared on a going concern basis, which contemplates the realization of assets and the settlement of liabilities and commit…
Net cash provided by operating activities was $2,634 from July 25, 2023 (Date of Inception) to May 31, 2024. Cash provided by operating activities was attributable to increases in the amount due to our director, accrued liabilities, and accounts receivable.
For the period ended May 31, 2024, the Company had realized “cash used in investing activity” of $1,659. The cash used in investing activity was attributable to the purchase of plant and equipment.
How to read Risk Factors (Item 1A) in a 10-Q
A 10-Q risk-factor section usually takes one of three forms; this page classifies it as one of:
- Pointer — the filer states there have been no material changes and points back to the annual 10-K risk factors; there is no own risk text to compare this quarter.
- Partial update — the filer carves out specific updated risks ("except as set forth below"); the excerpts show exactly what is new this quarter.
- Restated in full — the quarter carries the complete risk-factor text. When the prior quarter was only a pointer there is no prior full text to diff against, so the page flags the section as restated instead.
This describes the filing structure only — it is never a judgement on whether risk went up or down.
Source: text-level diff of the two SEC EDGAR filings · deterministic (no AI-generated content) · for reference only · not investment advice