STLY — what changed in the latest 10-Q
A section-by-section comparison of STLY's newest periodic SEC filing (10-K/10-Q) against the prior same-form filing: paragraphs added and removed per section, with verbatim excerpts. Purely a deterministic text diff — no similarity scores, no directional read, not investment advice.
Comparing 10-Q · 2026-05-13 vs the prior 10-Q · 2025-11-13
| Section | Outcome | Added | Removed | Minor | Unchanged |
|---|---|---|---|---|---|
| MD&A | Text added/removed | +11 | −14 | ~4 | 7 |
| Controls & procedures | Text added/removed | 0 | 0 | ~2 | 1 |
| Legal proceedings | Text added/removed | 0 | 0 | ~1 | 0 |
| Other information | Text added/removed | 0 | 0 | ~1 | 0 |
Counts are paragraphs; added/removed means text added or removed vs the prior filing — no direction or judgement implied.
Not shown (absent or not faithfully extractable): Market risk (Item 3), Risk factors
Representative excerpts
Up to 5 excerpts of about 300 characters per section, quoted verbatim from the two SEC filings.
MD&A
Text added vs the prior filing · source: 10-Q · 2026-05-13
Our title insurance segment revenue is closely related to the level of real estate activity, such as sales, mortgage financing and mortgage refinancing. Declines in the level of real estate activity or the average price of real estate sales will adversely affect our title insurance revenues. The ind…
The Company’s net title premium written for the three-month periods ended March 31, 2026 and March 31, 2025 were $1.6 million and $1.4 million, respectively. The increase in net title premium written was due to higher volume of affiliated title business written and expansion of the Company’s market …
Management fees increased to $1.5 million for the three months ended March 31, 2026, as compared to $0.8 million for the three months ended March 31, 2025. The increase was due to the Services Agreement with HP Risk becoming effective June 1, 2025. HP Risk is a wholly-owned subsidiary of HP Holding …
Total revenue was $3.8 million and $2.7 million for the three-month periods ended March 31, 2026 and March 31, 2025, respectively. The increase in revenue was primarily a result of the management fees derived from the Services Agreement with HP Risk and higher title affiliated business volume writte…
The Company’s cost of revenues consists primarily of a provision for title claim losses and underwriting expenses, which are largely comprised of commissions to unaffiliated title agencies. Cost of revenues for the three-month periods ended March 31, 2026 and March 31, 2025 was $0.1 million. The min…
Text removed vs the prior filing · source: 10-Q · 2025-11-13
Our title insurance segment revenue is closely related to the level of real estate activity, such as sales, mortgage financing and mortgage refinancing. Declines in the level of real estate activity or the average price of real estate sales will adversely affect our title insurance revenues. The ind…
Comparison of three and nine months ended September 30, 2025 and 2024
The Company’s net title premiums written for the three- and nine-month periods ended September 30, 2025 were $1.9 million and $5.3 million, respectively, compared to net title premiums written for the three- and nine-month periods ended September 30, 2024 of $1.6 million and $4.7 million, respective…
Management fees increased to $1.5 million and $3.5 million for the three and nine months ended September 30, 2025, respectively, as compared to $0.8 million and $2.3 million for the three and nine months ended September 30, 2024, respectively. The increase was due to the new Services Agreement with …
Total revenue was $4.1 million and $3.1 million for the three-month periods ended September 30, 2025 and September 30, 2024, respectively, and $10.9 million and $8.9 million for the nine-month periods ended September 30, 2025 and September 30, 2024, respectively. The increase in revenue was primaril…
How to read Risk Factors (Item 1A) in a 10-Q
A 10-Q risk-factor section usually takes one of three forms; this page classifies it as one of:
- Pointer — the filer states there have been no material changes and points back to the annual 10-K risk factors; there is no own risk text to compare this quarter.
- Partial update — the filer carves out specific updated risks ("except as set forth below"); the excerpts show exactly what is new this quarter.
- Restated in full — the quarter carries the complete risk-factor text. When the prior quarter was only a pointer there is no prior full text to diff against, so the page flags the section as restated instead.
This describes the filing structure only — it is never a judgement on whether risk went up or down.
Source: text-level diff of the two SEC EDGAR filings · deterministic (no AI-generated content) · for reference only · not investment advice