ACI — what changed in the latest 10-Q
A section-by-section comparison of ACI's newest periodic SEC filing (10-K/10-Q) against the prior same-form filing: paragraphs added and removed per section, with verbatim excerpts. Purely a deterministic text diff — no similarity scores, no directional read, not investment advice.
Comparing 10-Q · 2026-10-20 vs the prior 10-Q · 2026-07-28
| Section | Outcome | Added | Removed | Minor | Unchanged |
|---|---|---|---|---|---|
| MD&A | Text added/removed | +36 | −29 | ~29 | 32 |
| Market risk (Item 3) | No paragraph-level changes | 0 | 0 | 0 | 1 |
| Controls & procedures | Text added/removed | 0 | 0 | ~1 | 1 |
| Legal proceedings | No paragraph-level changes | 0 | 0 | 0 | 3 |
| Risk factors | No material changes reported (points to the 10-K) | — | — | — | — |
| Other information | Text added/removed | 0 | 0 | ~1 | 0 |
Counts are paragraphs; added/removed means text added or removed vs the prior filing — no direction or judgement implied.
Representative excerpts
Up to 5 excerpts of about 300 characters per section, quoted verbatim from the two SEC filings.
MD&A
Text added vs the prior filing · source: 10-Q · 2026-10-20
•our ability to execute on our business and value-creating strategies, including our turnaround strategy and operating structure realignment, to realize anticipated benefits from those efforts, and the timing of any anticipated improvements;
On July 23, 2026, we announced ACI Edge, an operating structure realignment designed to accelerate execution, increase accountability and more effectively leverage our scale. As part of the realignment, we combined our 11 divisions into four regions and fully centralized center-store merchandising u…
During the second quarter of fiscal 2026, we continued to invest in eCommerce capabilities, loyalty, pharmacy, retail media, own brands, and fresh differentiation. We believe these investments have contributed to an improved customer offering and enhanced convenience, quality and value. We strive to…
Identical sales, excluding fuel, decreased 0.8% during the second quarter of fiscal 2026. Digital sales, including Drive Up & Go curbside pickup and home delivery, increased 11% compared to the second quarter of fiscal 2025, reflecting continued customer adoption of our offerings. Customer engagemen…
Our business continues to generate meaningful cash flow and maintain a strong financial foundation. Our capital allocation strategy allocates capital where it can create the greatest long-term value for shareholders. Capital expenditures were approximately $900 million for the first 28 weeks of fisc…
Text removed vs the prior filing · source: 10-Q · 2026-07-28
•our ability to execute on our business and value-creating strategies, including our operating structure realignment;
reflect all RSUs outstanding at the end of the period. See "Results of Operations" for further discussion and a reconciliation of Adjusted EBITDA, Adjusted net income and Adjusted net income per Class A common share.
During the first quarter of fiscal 2026, we continued to execute our business strategy, including investments in our digital and loyalty platforms, media business, customer value proposition, technology capabilities, and productivity initiatives. Our growth initiatives remain focused on eCommerce, l…
On July 23, 2026, we announced ACI Edge, an operating structure realignment intended to simplify operations, increase accountability, and more effectively leverage enterprise scale. As part of the realignment, we consolidated our 11 divisions into four regions and centralized center-store merchandis…
Identical sales, excluding fuel, decreased 0.8% during the first quarter of fiscal 2026. Digital sales, including Drive Up & Go curbside pickup and home delivery, increased 13% compared to the first quarter of fiscal 2025. Flash delivery continued to be the fastest-growing component of our digital o…
How to read Risk Factors (Item 1A) in a 10-Q
A 10-Q risk-factor section usually takes one of three forms; this page classifies it as one of:
- Pointer — the filer states there have been no material changes and points back to the annual 10-K risk factors; there is no own risk text to compare this quarter.
- Partial update — the filer carves out specific updated risks ("except as set forth below"); the excerpts show exactly what is new this quarter.
- Restated in full — the quarter carries the complete risk-factor text. When the prior quarter was only a pointer there is no prior full text to diff against, so the page flags the section as restated instead.
This describes the filing structure only — it is never a judgement on whether risk went up or down.
Source: text-level diff of the two SEC EDGAR filings · deterministic (no AI-generated content) · for reference only · not investment advice