BREAD FINANCIAL HOLDINGS, INC. (BFH) Return on equity 2016–2025
BREAD FINANCIAL HOLDINGS, INC. (BFH) return on equity by fiscal year — reported net income divided by year-end shareholders’ equity.
15.6%FY2025 · since FY2016: 31.2% → 15.6%
| Fiscal year | Value | YoY |
|---|---|---|
| FY2025 | 15.6% | +6.5 pp |
| FY2024 | 9.1% | -15.5 pp |
| FY2023 | 24.6% | +14.8 pp |
| FY2022 | 9.8% | -28.6 pp |
| FY2021 | 38.4% | +24.3 pp |
| FY2020 | 14.1% | -3.4 pp |
| FY2019 | 17.5% | -23.8 pp |
| FY2018 | 41.3% | -1.2 pp |
| FY2017 | 42.5% | +11.3 pp |
| FY2016 | 31.2% | — |
ROE = reported net income ÷ reported year-end shareholders’ equity for the same fiscal year. Heavy buybacks shrink equity and can push ROE very high (or negative-equity years drop out).
Source: SEC XBRL filings · For reference only · Not investment advice