BANK OF THE JAMES FINANCIAL GROUP, INC. (BOTJ) Return on equity 2017–2025
BANK OF THE JAMES FINANCIAL GROUP, INC. (BOTJ) return on equity by fiscal year — reported net income divided by year-end shareholders’ equity.
11.3%FY2025 · since FY2017: 5.7% → 11.3%
| Fiscal year | Value | YoY |
|---|---|---|
| FY2025 | 11.3% | -1.0 pp |
| FY2024 | 12.2% | -2.3 pp |
| FY2023 | 14.5% | -3.3 pp |
| FY2022 | 17.8% | +6.9 pp |
| FY2021 | 10.9% | +3.5 pp |
| FY2020 | 7.5% | -1.7 pp |
| FY2019 | 9.1% | -0.5 pp |
| FY2018 | 9.6% | +4.0 pp |
| FY2017 | 5.7% | — |
ROE = reported net income ÷ reported year-end shareholders’ equity for the same fiscal year. Heavy buybacks shrink equity and can push ROE very high (or negative-equity years drop out).
Source: SEC XBRL filings · For reference only · Not investment advice
More BOTJ financial trends
BOTJ RevenueBOTJ Net incomeBOTJ Net marginBOTJ Gross profitBOTJ Gross marginBOTJ Operating incomeBOTJ Operating marginBOTJ Operating cash flowBOTJ Free cash flowBOTJ Capital expendituresBOTJ Stock buybacksBOTJ Dividends paidBOTJ Total assetsBOTJ Total liabilitiesBOTJ Shareholders’ equityBOTJ overview →