BANK OF THE JAMES FINANCIAL GROUP, INC. (BOTJ) Return on equity 2017–2025
BANK OF THE JAMES FINANCIAL GROUP, INC. (BOTJ) return on equity by fiscal year — reported net income divided by year-end shareholders’ equity.
11.3%FY2025 · since FY2017: 5.7% → 11.3%
| Fiscal year | Value | YoY |
|---|---|---|
| FY2025 | 11.3% | -1.0 pp |
| FY2024 | 12.2% | -2.3 pp |
| FY2023 | 14.5% | -3.3 pp |
| FY2022 | 17.8% | +6.9 pp |
| FY2021 | 10.9% | +3.5 pp |
| FY2020 | 7.5% | -1.7 pp |
| FY2019 | 9.1% | -0.5 pp |
| FY2018 | 9.6% | +4.0 pp |
| FY2017 | 5.7% | — |
ROE = reported net income ÷ reported year-end shareholders’ equity for the same fiscal year. Heavy buybacks shrink equity and can push ROE very high (or negative-equity years drop out).
Source: SEC XBRL filings · For reference only · Not investment advice