Civista Bancshares, Inc. (CIVB) Return on equity 2016–2025
Civista Bancshares, Inc. (CIVB) return on equity by fiscal year — reported net income divided by year-end shareholders’ equity.
8.5%FY2025 · since FY2016: 12.5% → 8.5%
| Fiscal year | Value | YoY |
|---|---|---|
| FY2025 | 8.5% | +0.3 pp |
| FY2024 | 8.2% | -3.4 pp |
| FY2023 | 11.5% | -0.4 pp |
| FY2022 | 12.0% | +0.6 pp |
| FY2021 | 11.4% | +2.2 pp |
| FY2020 | 9.2% | -1.1 pp |
| FY2019 | 10.3% | +5.5 pp |
| FY2018 | 4.7% | -3.9 pp |
| FY2017 | 8.6% | -3.9 pp |
| FY2016 | 12.5% | — |
ROE = reported net income ÷ reported year-end shareholders’ equity for the same fiscal year. Heavy buybacks shrink equity and can push ROE very high (or negative-equity years drop out).
Source: SEC XBRL filings · For reference only · Not investment advice