FBK — what changed in the latest 10-Q
A section-by-section comparison of FBK's newest periodic SEC filing (10-K/10-Q) against the prior same-form filing: paragraphs added and removed per section, with verbatim excerpts. Purely a deterministic text diff — no similarity scores, no directional read, not investment advice.
Comparing 10-Q · 2026-08-03 vs the prior 10-Q · 2026-05-04
| Section | Outcome | Added | Removed | Minor | Unchanged |
|---|---|---|---|---|---|
| MD&A | Text added/removed | +104 | −51 | ~91 | 87 |
| Market risk (Item 3) | Text added/removed | 0 | 0 | ~1 | 8 |
| Controls & procedures | Text added/removed | +1 | −1 | 0 | 2 |
| Legal proceedings | No paragraph-level changes | 0 | 0 | 0 | 1 |
| Risk factors | No material changes reported (points to the 10-K) | — | — | — | — |
| Other information | Text added/removed | 0 | 0 | ~1 | 0 |
Counts are paragraphs; added/removed means text added or removed vs the prior filing — no direction or judgement implied.
Representative excerpts
Up to 5 excerpts of about 300 characters per section, quoted verbatim from the two SEC filings.
MD&A
Text added vs the prior filing · source: 10-Q · 2026-08-03
subsequent filings with the SEC. Many of these factors are beyond the Company’s ability to control or predict. If one or more events related to these or other risks or uncertainties materialize, or if the underlying assumptions prove to be incorrect, actual results may differ materially from the for…
As of or for the three months endedAs of or for the six months endedAs of or for the year ended
Three Months Ended June 30,Six Months Ended June 30,Year Ended December 31,
Net interest income increased to $149.0 million for the three months ended June 30, 2026 compared with $111.4 million for the three months ended June 30, 2025. Our net interest margin, on a tax-equivalent basis, increased to 3.95% for the three months ended June 30, 2026 as compared to 3.68% for the…
Provision for credit losses of $10.1 million was recognized for the three months ended June 30, 2026 and $5.3 million for the three months ended June 30, 2025. The increase primarily reflects loan growth and increased reserves on individually evaluated loans.
Text removed vs the prior filing · source: 10-Q · 2026-05-04
New risks and uncertainties may emerge from time to time, and it is not possible for the Company to predict their occurrence or how they will affect the Company.
Allowance for credit losses on unfunded commitments15,398 6,493 16,196
Noninterest-bearing deposits to total deposits 18.9 %19.3 %18.9 %
As of or for the three months endedAs of or for the year ended
Allowance for credit losses on loans HFI as a percentage of loans HFI1.49 %1.54 %1.50 %
Controls & procedures
Text added vs the prior filing · source: 10-Q · 2026-08-03
There were no changes in the Company’s internal control over financial reporting (as defined in Rules 13a-15(f) and 15d-15(f) under the Exchange Act) that occurred during the quarter ended June 30, 2026, that have materially affected, or are reasonably likely to materially affect, the Company’s inte…
Text removed vs the prior filing · source: 10-Q · 2026-05-04
There were no changes in the Company’s internal control over financial reporting (as defined in Rules 13a-15(f) and 15d-15(f) under the Exchange Act) that occurred during the quarter ended March 31, 2026, that have materially affected, or are reasonably likely to materially affect, the Company’s int…
How to read Risk Factors (Item 1A) in a 10-Q
A 10-Q risk-factor section usually takes one of three forms; this page classifies it as one of:
- Pointer — the filer states there have been no material changes and points back to the annual 10-K risk factors; there is no own risk text to compare this quarter.
- Partial update — the filer carves out specific updated risks ("except as set forth below"); the excerpts show exactly what is new this quarter.
- Restated in full — the quarter carries the complete risk-factor text. When the prior quarter was only a pointer there is no prior full text to diff against, so the page flags the section as restated instead.
This describes the filing structure only — it is never a judgement on whether risk went up or down.
Source: text-level diff of the two SEC EDGAR filings · deterministic (no AI-generated content) · for reference only · not investment advice