GBCI — what changed in the latest 10-Q
A section-by-section comparison of GBCI's newest periodic SEC filing (10-K/10-Q) against the prior same-form filing: paragraphs added and removed per section, with verbatim excerpts. Purely a deterministic text diff — no similarity scores, no directional read, not investment advice.
Comparing 10-Q · 2026-05-01 vs the prior 10-Q · 2025-10-31
| Section | Outcome | Added | Removed | Minor | Unchanged |
|---|---|---|---|---|---|
| MD&A | Text added/removed | +57 | −87 | ~82 | 146 |
| Market risk (Item 3) | Text added/removed | +57 | −87 | ~82 | 145 |
| Controls & procedures | Text added/removed | +57 | −87 | ~82 | 145 |
| Legal proceedings | Text added/removed | +57 | −87 | ~82 | 145 |
| Risk factors | Text added/removed | +57 | −87 | ~82 | 145 |
| Other information | Text added/removed | +57 | −87 | ~82 | 144 |
Counts are paragraphs; added/removed means text added or removed vs the prior filing — no direction or judgement implied.
Representative excerpts
Up to 5 excerpts of about 300 characters per section, quoted verbatim from the two SEC filings.
MD&A
Text added vs the prior filing · source: 10-Q · 2026-05-01
BOID - Bank of Idaho Holding Co. and its wholly owned subsidiary, Bank of Idaho
Guaranty - Guaranty Bancshares, Inc. and its wholly owned subsidiary, Guaranty Bank & Trust
Net interest income after provision for credit losses262,613 182,165
Unrealized losses on derivatives used for cash flow hedges— (657)
Amount of losses reclassified from other comprehensive income to net income— (63)
Text removed vs the prior filing · source: 10-Q · 2025-10-31
BTFP - Bank Term Funding Program of the Federal Reserve Bank
Reclassification adjustment for gains included in net income
Amount of gain reclassified from other comprehensive income to net income— (1,304)(63)(3,852)
See accompanying notes to unaudited condensed consolidated financial statements.
(Dollars in thousands, except share and per share data)Common StockPaid-in CapitalRetained
Market risk (Item 3)
Text added vs the prior filing · source: 10-Q · 2026-05-01
BOID - Bank of Idaho Holding Co. and its wholly owned subsidiary, Bank of Idaho
Guaranty - Guaranty Bancshares, Inc. and its wholly owned subsidiary, Guaranty Bank & Trust
Net interest income after provision for credit losses262,613 182,165
Unrealized losses on derivatives used for cash flow hedges— (657)
Amount of losses reclassified from other comprehensive income to net income— (63)
Text removed vs the prior filing · source: 10-Q · 2025-10-31
BTFP - Bank Term Funding Program of the Federal Reserve Bank
Reclassification adjustment for gains included in net income
Amount of gain reclassified from other comprehensive income to net income— (1,304)(63)(3,852)
See accompanying notes to unaudited condensed consolidated financial statements.
(Dollars in thousands, except share and per share data)Common StockPaid-in CapitalRetained
Controls & procedures
Text added vs the prior filing · source: 10-Q · 2026-05-01
BOID - Bank of Idaho Holding Co. and its wholly owned subsidiary, Bank of Idaho
Guaranty - Guaranty Bancshares, Inc. and its wholly owned subsidiary, Guaranty Bank & Trust
Net interest income after provision for credit losses262,613 182,165
Unrealized losses on derivatives used for cash flow hedges— (657)
Amount of losses reclassified from other comprehensive income to net income— (63)
Text removed vs the prior filing · source: 10-Q · 2025-10-31
BTFP - Bank Term Funding Program of the Federal Reserve Bank
Reclassification adjustment for gains included in net income
Amount of gain reclassified from other comprehensive income to net income— (1,304)(63)(3,852)
See accompanying notes to unaudited condensed consolidated financial statements.
(Dollars in thousands, except share and per share data)Common StockPaid-in CapitalRetained
Legal proceedings
Text added vs the prior filing · source: 10-Q · 2026-05-01
BOID - Bank of Idaho Holding Co. and its wholly owned subsidiary, Bank of Idaho
Guaranty - Guaranty Bancshares, Inc. and its wholly owned subsidiary, Guaranty Bank & Trust
Net interest income after provision for credit losses262,613 182,165
Unrealized losses on derivatives used for cash flow hedges— (657)
Amount of losses reclassified from other comprehensive income to net income— (63)
Text removed vs the prior filing · source: 10-Q · 2025-10-31
BTFP - Bank Term Funding Program of the Federal Reserve Bank
Reclassification adjustment for gains included in net income
Amount of gain reclassified from other comprehensive income to net income— (1,304)(63)(3,852)
See accompanying notes to unaudited condensed consolidated financial statements.
(Dollars in thousands, except share and per share data)Common StockPaid-in CapitalRetained
Risk factors
Text added vs the prior filing · source: 10-Q · 2026-05-01
BOID - Bank of Idaho Holding Co. and its wholly owned subsidiary, Bank of Idaho
Guaranty - Guaranty Bancshares, Inc. and its wholly owned subsidiary, Guaranty Bank & Trust
Net interest income after provision for credit losses262,613 182,165
Unrealized losses on derivatives used for cash flow hedges— (657)
Amount of losses reclassified from other comprehensive income to net income— (63)
Text removed vs the prior filing · source: 10-Q · 2025-10-31
BTFP - Bank Term Funding Program of the Federal Reserve Bank
Reclassification adjustment for gains included in net income
Amount of gain reclassified from other comprehensive income to net income— (1,304)(63)(3,852)
See accompanying notes to unaudited condensed consolidated financial statements.
(Dollars in thousands, except share and per share data)Common StockPaid-in CapitalRetained
Other information
Text added vs the prior filing · source: 10-Q · 2026-05-01
BOID - Bank of Idaho Holding Co. and its wholly owned subsidiary, Bank of Idaho
Guaranty - Guaranty Bancshares, Inc. and its wholly owned subsidiary, Guaranty Bank & Trust
Net interest income after provision for credit losses262,613 182,165
Unrealized losses on derivatives used for cash flow hedges— (657)
Amount of losses reclassified from other comprehensive income to net income— (63)
Text removed vs the prior filing · source: 10-Q · 2025-10-31
BTFP - Bank Term Funding Program of the Federal Reserve Bank
Reclassification adjustment for gains included in net income
Amount of gain reclassified from other comprehensive income to net income— (1,304)(63)(3,852)
See accompanying notes to unaudited condensed consolidated financial statements.
(Dollars in thousands, except share and per share data)Common StockPaid-in CapitalRetained
How to read Risk Factors (Item 1A) in a 10-Q
A 10-Q risk-factor section usually takes one of three forms; this page classifies it as one of:
- Pointer — the filer states there have been no material changes and points back to the annual 10-K risk factors; there is no own risk text to compare this quarter.
- Partial update — the filer carves out specific updated risks ("except as set forth below"); the excerpts show exactly what is new this quarter.
- Restated in full — the quarter carries the complete risk-factor text. When the prior quarter was only a pointer there is no prior full text to diff against, so the page flags the section as restated instead.
This describes the filing structure only — it is never a judgement on whether risk went up or down.
Source: text-level diff of the two SEC EDGAR filings · deterministic (no AI-generated content) · for reference only · not investment advice