HOPE — what changed in the latest 10-Q

Text added vs the prior filing · source: 10-Q · 2026-05-06

• Net interest income after provision for credit losses115,407 96,017

• Interest earning cash and deposits at other banks369,809 505,906

• Allowance for credit losses to nonaccrual loans141.64 %175.89 %

• Revenue (net interest income and noninterest income)$141,024 $116,505

• Net income for the first quarter of 2026 was $29.5 million, or $0.23 per diluted common share, an increase of $8.4 million over net income of $21.1 million, or $0.17 per diluted common share, for the same period of 2025. The year-over-year increase in net income was primarily due to increases in net…

Text removed vs the prior filing · source: 10-Q · 2025-11-06

• At or for the Three Months Ended September 30,At or for the Nine Months Ended September 30,

• Three Months Ended September 30,Nine Months Ended September 30,

• Interest earning cash and deposits at other banks230,943 510,183

• Allowance for credit losses to nonaccrual loans138.63 %147.94 %

• Three Months Ended September 30,Nine Months Ended September 30,

Text added vs the prior filing · source: 10-Q · 2026-05-06

• The year-over-year changes in the modeled net interest income sensitivity profile are primarily driven by growth in time deposits, which typically exhibits a lagged response to interest rate changes, along with an increase in money market deposits, partially offset by a lower cash balance and a slig…

• The year-over-year changes in the EVE profile reflect longer duration on interest-bearing non-maturity deposits driven by the acquisition of Territorial Bank along with a shortening of the investment and CRE loan portfolios. These changes were almost entirely offset by the increase in longer duratio…

Text removed vs the prior filing · source: 10-Q · 2025-11-06

• The year-over-year changes in the modeled net interest income sensitivity profile is primarily driven by growth in time deposits, which typically exhibits a lagged response from changes in interest rates. The change also reflects the termination of the receive fixed swap portfolio during the first q…

• The year-over-year changes in the EVE profile reflect shorter non-maturity deposit duration from acquisition of Territorial, partially offset by the shorter duration on the investment portfolio and the termination of the receive fixed swap portfolio during the first quarter of 2025, ahead of the clo…

Text removed vs the prior filing · source: 10-Q · 2025-11-06

• The banking industry and broader economy may be subject to new or changing government policy, legislation and regulation, or the prolonged effects of a government shutdown.

• The Company’s success depends, in part, on local, national, and global economic and political conditions. The current U.S. administration has, and continues to implement, significant and rapid changes in federal government operations and policies, including international trade policies, which may im…