ISTR — what changed in the latest 10-Q
A section-by-section comparison of ISTR's newest periodic SEC filing (10-K/10-Q) against the prior same-form filing: paragraphs added and removed per section, with verbatim excerpts. Purely a deterministic text diff — no similarity scores, no directional read, not investment advice.
Comparing 10-Q · 2026-08-06 vs the prior 10-Q · 2026-05-08
| Section | Outcome | Added | Removed | Minor | Unchanged |
|---|---|---|---|---|---|
| MD&A | Text added/removed | +28 | −17 | ~86 | 75 |
| Market risk (Item 3) | Text added/removed | 0 | 0 | ~1 | 0 |
| Controls & procedures | No paragraph-level changes | 0 | 0 | 0 | 2 |
| Other information | Text added/removed | 0 | 0 | ~1 | 0 |
Counts are paragraphs; added/removed means text added or removed vs the prior filing — no direction or judgement implied.
Not shown (absent or not faithfully extractable): Legal proceedings, Risk factors
Representative excerpts
Up to 5 excerpts of about 300 characters per section, quoted verbatim from the two SEC filings.
MD&A
Text added vs the prior filing · source: 10-Q · 2026-08-06
● Net interest income for the three months ended June 30, 2026 was $33.4 million, an increase of $13.8 million, or 70.3%, compared to $19.6 million for the three months ended June 30, 2025, which was the result of a $17.8 million increase in interest income partially offset by a $4.0 million increas…
● During the three months ended June 30, 2026, our net interest margin was 3.67%, compared to 3.03% for the three months ended June 30, 2025. During the six months ended June 30, 2026, our net interest margin was 3.63%, compared to 2.95% for the six months ended June 30, 2025. We experienced margin …
● For the three months ended June 30, 2026, we recorded a provision for credit losses of $0.3 million compared to a provision for credit losses of $0.1 million for the three months ended June 30, 2025. For the six months ended June 30, 2026, we recorded a reversal of credit losses of $1.8 million co…
● Noninterest income increased $0.5 million, or 18.0%, to $3.1 million for the three months ended June 30, 2026, compared to $2.6 million for the three months ended June 30, 2025. Noninterest income increased $1.4 million, or 31.1%, to $6.1 million for the six months ended June 30, 2026, compared to…
● Noninterest expense increased $8.0 million, or 47.7%, to $24.7 million for the three months ended June 30, 2026, compared to $16.7 million for the three months ended June 30, 2025. Noninterest expense increased $14.6 million, or 44.2%, to $47.5 million for the six months ended June 30, 2026, compa…
Text removed vs the prior filing · source: 10-Q · 2026-05-08
● Net interest income for the three months ended March 31, 2026 was $32.7 million, an increase of $14.3 million, or 78.0%, compared to $18.3 million for the three months ended March 31, 2025, which was the result of an $18.8 million increase in interest income partially offset by a $4.5 million decr…
● During the three months ended March 31, 2026, our net interest margin was 3.59%, compared to 2.87% for the three months ended March 31, 2025.
● For the three months ended March 31, 2026, we recorded a reversal of credit losses of $2.1 million compared to a reversal of credit losses of $3.6 million for the three months ended March 31, 2025.
● Noninterest income increased $1.0 million, or 48.2%, to $3.0 million for the three months ended March 31, 2026, compared to $2.0 million for the three months ended March 31, 2025.
● Noninterest expense increased $6.6 million, or 40.7%, to $22.8 million for the three months ended March 31, 2026, compared to $16.2 million for the three months ended March 31, 2025.
How to read Risk Factors (Item 1A) in a 10-Q
A 10-Q risk-factor section usually takes one of three forms; this page classifies it as one of:
- Pointer — the filer states there have been no material changes and points back to the annual 10-K risk factors; there is no own risk text to compare this quarter.
- Partial update — the filer carves out specific updated risks ("except as set forth below"); the excerpts show exactly what is new this quarter.
- Restated in full — the quarter carries the complete risk-factor text. When the prior quarter was only a pointer there is no prior full text to diff against, so the page flags the section as restated instead.
This describes the filing structure only — it is never a judgement on whether risk went up or down.
Source: text-level diff of the two SEC EDGAR filings · deterministic (no AI-generated content) · for reference only · not investment advice