MA — what changed in the latest 10-Q

Text added vs the prior filing · source: 10-Q · 2026-07-30

• Three Months Ended June 30,Increase/(Decrease)Six Months Ended June 30,Increase/(Decrease)

• Three Months Ended June 30,Increase/(Decrease)Six Months Ended June 30,Increase/(Decrease)

• 20262025As adjustedCurrency-neutral20262025As adjustedCurrency-neutral

• Both the as-reported and currency-neutral net revenue increases were attributable to growth in our payment network and value-added services and solutions.

• Both the as-reported and as-adjusted operating expenses increases were primarily due to higher general and administrative expenses.

Text removed vs the prior filing · source: 10-Q · 2026-04-30

• Adjusted effective income tax rate19.2 %19.1 %0.1 ppt0.1 ppt

• The as-reported income tax rate was higher versus the comparable period in 2025, primarily due to lower net discrete tax benefits in 2026, while the as-adjusted income tax rate was comparable year over year.

• Other financial highlights for the three months ended March 31, 2026 were as follows:

• •We generated net cash flows from operations of $3.0 billion.

• •We repurchased 7.8 million shares of our common stock for $4.0 billion and paid dividends of $0.8 billion.

Text added vs the prior filing · source: 10-Q · 2026-07-30

• For the three months ended June 30, 2026, certain of our officers or directors adopted or terminated trading arrangements for the sale of shares of our common stock as follows:

• (i) 4,280 shares of Class A Common Stock underlying employee stock options and (ii) 2,114 shares of Class A Common Stock

• The earlier of (i) the date when all securities under plan are exercised and sold and (ii) December 31, 2026

• AdoptionMay 6, 2026X-(i) 7,444 shares of Class A Common Stock underlying employee stock options and (ii) 7,266 shares of Class A Common StockThe earlier of (i) the date when all securities under plan are exercised and sold and (ii) March 15, 2027

• AdoptionJune 15, 2026X-741 shares of Class A Common StockThe earlier of (i) the date when all shares under plan are sold and (ii) January 13, 2027

Text removed vs the prior filing · source: 10-Q · 2026-04-30

• On April 26, 2026, our Board of Directors approved and adopted amendments to our amended and restated by-laws (the "Amended and Restated By-Laws"), which became effective immediately upon adoption. The amendments reflect certain technical administrative, clarifying and conforming changes, including …

• The foregoing description of the Amended and Restated By-Laws does not purport to be complete and is qualified in its entirety by reference to the full text of the Amended and Restated By-Laws, which are attached as Exhibit 3.1 to this Report and incorporated herein by reference.

• For the three months ended March 31, 2026, certain of our officers or directors adopted or terminated trading arrangements for the sale of shares of our common stock as follows:

• Up to (i) 3,977 shares of Class A common stock underlying employee stock options and (ii) 3,000 shares of Class A common stock underlying vested but not yet settled performance stock units 3

• The earlier of (i) the date when all securities under the plan are exercised and sold and (ii) December 31, 2026