MPB — what changed in the latest 10-Q
A section-by-section comparison of MPB's newest periodic SEC filing (10-K/10-Q) against the prior same-form filing: paragraphs added and removed per section, with verbatim excerpts. Purely a deterministic text diff — no similarity scores, no directional read, not investment advice.
Comparing 10-Q · 2026-08-06 vs the prior 10-Q · 2026-05-07
| Section | Outcome | Added | Removed | Minor | Unchanged |
|---|---|---|---|---|---|
| MD&A | Text added/removed | +87 | −82 | ~122 | 197 |
| Market risk (Item 3) | Text added/removed | +87 | −82 | ~122 | 196 |
| Controls & procedures | Text added/removed | +87 | −82 | ~122 | 196 |
| Legal proceedings | Text added/removed | +87 | −82 | ~122 | 196 |
| Risk factors | Some risk factors updated | +87 | −82 | ~122 | 196 |
| Other information | Text added/removed | +87 | −82 | ~122 | 195 |
Counts are paragraphs; added/removed means text added or removed vs the prior filing — no direction or judgement implied.
Representative excerpts
Up to 5 excerpts of about 300 characters per section, quoted verbatim from the two SEC filings.
MD&A
Text added vs the prior filing · source: 10-Q · 2026-08-06
Earnings from cash surrender value of life insurance1,041 491 1,746 765
(1) Shares issued on April 30, 2025 as a result of the William Penn acquisition. See "Note 2 - Business Combinations" to the Consolidated Financial Statements for more information.
Proceeds from the maturity or call of available-for-sale securities50,596 19,430
Purchases of available-for-sale securities(138,770)(155,899)
Net (decrease)/increase in cash and cash equivalents(12,272)266,281
Text removed vs the prior filing · source: 10-Q · 2026-05-07
Net Interest Income After Provision for Credit Losses53,656 42,208
Weighted-average diluted shares outstanding24,314,139 19,416,265
Increase/(decrease) in operating lease liability 1,700 (649)
Proceeds from the maturity or call of available-for-sale securities28,265 6,609
Net Cash (Used in)/Provided by Financing Activities(6,101)61,454
Market risk (Item 3)
Text added vs the prior filing · source: 10-Q · 2026-08-06
Earnings from cash surrender value of life insurance1,041 491 1,746 765
(1) Shares issued on April 30, 2025 as a result of the William Penn acquisition. See "Note 2 - Business Combinations" to the Consolidated Financial Statements for more information.
Proceeds from the maturity or call of available-for-sale securities50,596 19,430
Purchases of available-for-sale securities(138,770)(155,899)
Net (decrease)/increase in cash and cash equivalents(12,272)266,281
Text removed vs the prior filing · source: 10-Q · 2026-05-07
Net Interest Income After Provision for Credit Losses53,656 42,208
Weighted-average diluted shares outstanding24,314,139 19,416,265
Increase/(decrease) in operating lease liability 1,700 (649)
Proceeds from the maturity or call of available-for-sale securities28,265 6,609
Net Cash (Used in)/Provided by Financing Activities(6,101)61,454
Controls & procedures
Text added vs the prior filing · source: 10-Q · 2026-08-06
Earnings from cash surrender value of life insurance1,041 491 1,746 765
(1) Shares issued on April 30, 2025 as a result of the William Penn acquisition. See "Note 2 - Business Combinations" to the Consolidated Financial Statements for more information.
Proceeds from the maturity or call of available-for-sale securities50,596 19,430
Purchases of available-for-sale securities(138,770)(155,899)
Net (decrease)/increase in cash and cash equivalents(12,272)266,281
Text removed vs the prior filing · source: 10-Q · 2026-05-07
Net Interest Income After Provision for Credit Losses53,656 42,208
Weighted-average diluted shares outstanding24,314,139 19,416,265
Increase/(decrease) in operating lease liability 1,700 (649)
Proceeds from the maturity or call of available-for-sale securities28,265 6,609
Net Cash (Used in)/Provided by Financing Activities(6,101)61,454
Legal proceedings
Text added vs the prior filing · source: 10-Q · 2026-08-06
Earnings from cash surrender value of life insurance1,041 491 1,746 765
(1) Shares issued on April 30, 2025 as a result of the William Penn acquisition. See "Note 2 - Business Combinations" to the Consolidated Financial Statements for more information.
Proceeds from the maturity or call of available-for-sale securities50,596 19,430
Purchases of available-for-sale securities(138,770)(155,899)
Net (decrease)/increase in cash and cash equivalents(12,272)266,281
Text removed vs the prior filing · source: 10-Q · 2026-05-07
Net Interest Income After Provision for Credit Losses53,656 42,208
Weighted-average diluted shares outstanding24,314,139 19,416,265
Increase/(decrease) in operating lease liability 1,700 (649)
Proceeds from the maturity or call of available-for-sale securities28,265 6,609
Net Cash (Used in)/Provided by Financing Activities(6,101)61,454
Risk factors
Text added vs the prior filing · source: 10-Q · 2026-08-06
Earnings from cash surrender value of life insurance1,041 491 1,746 765
(1) Shares issued on April 30, 2025 as a result of the William Penn acquisition. See "Note 2 - Business Combinations" to the Consolidated Financial Statements for more information.
Proceeds from the maturity or call of available-for-sale securities50,596 19,430
Purchases of available-for-sale securities(138,770)(155,899)
Net (decrease)/increase in cash and cash equivalents(12,272)266,281
Text removed vs the prior filing · source: 10-Q · 2026-05-07
Net Interest Income After Provision for Credit Losses53,656 42,208
Weighted-average diluted shares outstanding24,314,139 19,416,265
Increase/(decrease) in operating lease liability 1,700 (649)
Proceeds from the maturity or call of available-for-sale securities28,265 6,609
Net Cash (Used in)/Provided by Financing Activities(6,101)61,454
Other information
Text added vs the prior filing · source: 10-Q · 2026-08-06
Earnings from cash surrender value of life insurance1,041 491 1,746 765
(1) Shares issued on April 30, 2025 as a result of the William Penn acquisition. See "Note 2 - Business Combinations" to the Consolidated Financial Statements for more information.
Proceeds from the maturity or call of available-for-sale securities50,596 19,430
Purchases of available-for-sale securities(138,770)(155,899)
Net (decrease)/increase in cash and cash equivalents(12,272)266,281
Text removed vs the prior filing · source: 10-Q · 2026-05-07
Net Interest Income After Provision for Credit Losses53,656 42,208
Weighted-average diluted shares outstanding24,314,139 19,416,265
Increase/(decrease) in operating lease liability 1,700 (649)
Proceeds from the maturity or call of available-for-sale securities28,265 6,609
Net Cash (Used in)/Provided by Financing Activities(6,101)61,454
How to read Risk Factors (Item 1A) in a 10-Q
A 10-Q risk-factor section usually takes one of three forms; this page classifies it as one of:
- Pointer — the filer states there have been no material changes and points back to the annual 10-K risk factors; there is no own risk text to compare this quarter.
- Partial update — the filer carves out specific updated risks ("except as set forth below"); the excerpts show exactly what is new this quarter.
- Restated in full — the quarter carries the complete risk-factor text. When the prior quarter was only a pointer there is no prior full text to diff against, so the page flags the section as restated instead.
This describes the filing structure only — it is never a judgement on whether risk went up or down.
Source: text-level diff of the two SEC EDGAR filings · deterministic (no AI-generated content) · for reference only · not investment advice