SEZL — what changed in the latest 10-Q

Text added vs the prior filing · source: 10-Q · 2026-05-07

• Our expanding product suite enables us to further promote our mission of financially empowering the next generation, and the adoption of these products by our consumers is expected to drive operating and financial performance.

• In 2025, we launched price comparison, the Earn tab, and Sezzle Balance. Price comparison is a feature in our product marketplace that provides consumers the ability to compare the price of a product across a variety of different merchants and receive notifications if the price drops. The Earn tab a…

• In 2026, we launched Sezzle Mobile, a mobile phone plan embedded directly within the Sezzle app that offers unlimited talk, text, and 5G data on AT&T’s network, to our consumers.

• We continue to seek out new partners to adopt our existing products and strategize on new products to complement our platform and core products, which we believe will have an impact on the continued growth of our business.

• A critical component of our business model is the ability to effectively manage the repayment risk inherent in allowing consumers to pay over time, as we absorb the costs of all credit losses on the credit we extend to our consumers. The provision for credit losses is a significant component of our …

Text removed vs the prior filing · source: 10-Q · 2025-11-06

• Our expanding product suite enables us to further promote our mission of financially empowering the next generation, and the adoption of these products by our consumers is expected to drive operating and financial performance. In 2024, we launched Payment Streaks, a new feature designed to reward co…

• A critical component of our business model is the ability to effectively manage the repayment risk inherent in allowing consumers to pay over time, as we absorb the costs of all credit losses on the credit we extend to our consumers. The provision for credit losses is a significant component of our …

• For the three months ended September 30, ChangeFor the nine months ended September 30, Change

• Transaction income also includes income from consumer fees that are related to processing orders and payments. Such fees are assessed when consumers makes a scheduled payment using a card, when a payment method fails when attempting to make an installment payment, or when consumers pay a finance cha…

• Third-party technology and data primarily includes cloud-based infrastructure, fraud prevention, obtaining underwriting data that resulted in failed loan applications, and consumer engagement. Underwriting costs incurred that result in successfully originated loans are an element of transaction inco…

Text added vs the prior filing · source: 10-Q · 2026-05-07

• •our ability to retain and increase our subscriber base and subscription revenue;

Text added vs the prior filing · source: 10-Q · 2026-05-07

• •our ability to retain and increase our subscriber base and subscription revenue;

Text added vs the prior filing · source: 10-Q · 2026-05-07

• •our ability to retain and increase our subscriber base and subscription revenue;

Text added vs the prior filing · source: 10-Q · 2026-05-07

• •our ability to retain and increase our subscriber base and subscription revenue;

Text added vs the prior filing · source: 10-Q · 2026-05-07

• •our ability to retain and increase our subscriber base and subscription revenue;