STBA — what changed in the latest 10-Q

Text added vs the prior filing · source: 10-Q · 2026-08-06

• We are a bank holding company that is headquartered in Indiana, Pennsylvania with assets of $9.9 billion at June 30, 2026. We operate in Pennsylvania and Ohio providing a full range of financial services with retail, business banking and commercial banking products and trust and brokerage services. …

• We recognized net income of $36.6 million, or $1.02 per diluted share, for the three months ended June 30, 2026 compared to net income of $31.9 million, or $0.83 per diluted share, for the same period in 2025. This represents a 14.9 percent increase in net income and a 22.9 percent increase in dilut…

• During the three months ended June 30, 2026, 1,074,924 shares were repurchased at an average price of $44.24 per share for $47.6 million excluding excise tax and commissions. During the six months ended June 30, 2026, 2,221,024 common shares were repurchased at an average price of $43.75 per share f…

• Net interest income increased $3.8 million, or 4.4 percent, and $8.9 million, or 5.3 percent, for the three and six months ended June 30, 2026 compared to the same periods in 2025. Net interest margin, or NIM, on an FTE basis (non-GAAP)

• increased 11 basis points for both the three and six months ended June 30, 2026 compared to the same periods in 2025. The increases in both net interest income and NIM on an FTE basis (non-GAAP) were primarily due to the impact of lower interest rates on interest bearing liabilities and an improveme…

Text removed vs the prior filing · source: 10-Q · 2026-05-08

• Net income before amortization of intangibles (non-GAAP) (annualized)$142,819 $136,232

• Less: average goodwill and other intangible assets, net of deferred tax liability(375,136)(375,741)

• Return on Average Tangible Shareholders' Equity (non-GAAP)13.22 %13.29 %

• We are a bank holding company that is headquartered in Indiana, Pennsylvania with assets of $9.9 billion at March 31, 2026. We operate in Pennsylvania and Ohio providing a full range of financial services with retail, business banking and commercial banking products and trust and brokerage services.…

• We recognized net income of $35.1 million, or $0.94 per diluted share, for the three months ended March 31, 2026 compared to net income of $33.4 million, or $0.87 per diluted share, for the same period in 2025. This represents a 5.0 percent increase in net income and an 8.0 percent increase in dilut…

Text added vs the prior filing · source: 10-Q · 2026-08-06

• Our rate shock analyses show more improvement in the percentage change in pretax net interest income in the 1-12 month rates up and a larger decline in the percentage change in pretax net interest income in the 1-12 month rates down scenarios when comparing June 30, 2026 to December 31, 2025 because…

• In addition to rate shocks and EVE analyses, we perform a market risk stress test at least annually. The market risk stress test includes sensitivity analyses and simulations. Sensitivity analyses are performed to help us identify which model

Text removed vs the prior filing · source: 10-Q · 2026-05-08

• Our rate shock analyses show more improvement in the percentage change in pretax net interest income in the 1-12 month rates up scenarios when comparing March 31, 2026 to December 31, 2025 primarily because of temporary increased cash levels which were used to reduce wholesale funding. The remaining…

• percentage change in pretax net interest income in the 13-24 month scenarios when comparing March 31, 2026 to December 31, 2025.