CITIZENS, INC. (CIA) Return on equity 2016–2025
CITIZENS, INC. (CIA) return on equity by fiscal year — reported net income divided by year-end shareholders’ equity.
6.2%FY2025 · since FY2016: 0.8% → 6.2%
| Fiscal year | Value | YoY |
|---|---|---|
| FY2025 | 6.2% | -0.9 pp |
| FY2024 | 7.1% | -7.1 pp |
| FY2023 | 14.2% | -6.2 pp |
| FY2022 | 20.4% | -52.4 pp |
| FY2021 | 72.7% | +76.4 pp |
| FY2020 | -3.7% | -3.1 pp |
| FY2019 | -0.5% | +5.4 pp |
| FY2018 | -5.9% | +11.2 pp |
| FY2017 | -17.1% | -17.8 pp |
| FY2016 | 0.8% | — |
ROE = reported net income ÷ reported year-end shareholders’ equity for the same fiscal year. Heavy buybacks shrink equity and can push ROE very high (or negative-equity years drop out).
Source: SEC XBRL filings · For reference only · Not investment advice