EWBC — what changed in the latest 10-Q
A section-by-section comparison of EWBC's newest periodic SEC filing (10-K/10-Q) against the prior same-form filing: paragraphs added and removed per section, with verbatim excerpts. Purely a deterministic text diff — no similarity scores, no directional read, not investment advice.
Comparing 10-Q · 2026-08-07 vs the prior 10-Q · 2026-05-08
| Section | Outcome | Added | Removed | Minor | Unchanged |
|---|---|---|---|---|---|
| MD&A | Text added/removed | +63 | −51 | ~81 | 76 |
| Market risk (Item 3) | No paragraph-level changes | 0 | 0 | 0 | 1 |
| Controls & procedures | Text added/removed | 0 | 0 | ~2 | 1 |
| Risk factors | No material changes reported (points to the 10-K) | — | — | — | — |
| Other information | Text added/removed | 0 | 0 | ~1 | 0 |
Counts are paragraphs; added/removed means text added or removed vs the prior filing — no direction or judgement implied.
Not shown (absent or not faithfully extractable): Legal proceedings
Representative excerpts
Up to 5 excerpts of about 300 characters per section, quoted verbatim from the two SEC filings.
MD&A
Text added vs the prior filing · source: 10-Q · 2026-08-07
Evolving geopolitical uncertainties, including recent developments in the Middle East and ongoing shifts in global trade policies and tariffs, continue to create uncertainty regarding inflation, prices and potential supply chain disruptions. At its most recent meeting, the Federal Reserve maintained…
In June 2026, the Federal Deposit Insurance Corporation (“FDIC”) issued two proposals that would modify certain requirements applicable to the Bank. The first would streamline resolution planning requirements for insured depository institutions by, among other things, increasing the applicability th…
In June 2026, the California Air Resources Board announced a proposed deferral of the first-year initial reporting deadline under SB 253 for Scope 1 and Scope 2 greenhouse gas emissions under SB 253 from August 10, 2026 to November 10, 2026. The Company is monitoring these developments, including po…
•Net interest income and net interest margin. Second quarter 2026 net interest income before provision for credit losses was $685 million, an increase of $68 million or 11% from the second quarter of 2025. Second quarter 2026 net interest margin was 3.43% up 8 bps from the prior-year quarter. For th…
•Earnings per share growth. Second quarter 2026 basic and diluted earnings per share (“EPS”) each increased 18% to $2.65 and $2.63, respectively, compared with the second quarter of 2025. For the first half of 2026, basic EPS increased 20% to $5.24, while diluted EPS increased 21% to $5.21, compared…
Text removed vs the prior filing · source: 10-Q · 2026-05-08
Evolving geopolitical uncertainties, including armed conflict involving Iran or heightened tensions in other regions, as well as changes in trade policies and tariffs, continue to raise concerns about inflation, oil and energy price volatility, and supply chain disruptions. At its March and April 20…
($ and shares in thousands, except per share, and ratio data)20262025
Net interest income before provision for credit losses$671,193 $600,201
•Net interest income and net interest margin. First quarter 2026 net interest income before provision for credit losses of $671 million increased $71 million or 12% from the first quarter of 2025. First quarter 2026 net interest margin of 3.49% increased 14 bps year-over-year.
•Earnings per share growth. First quarter 2026 basic and diluted earnings per share both increased 23% to $2.59 and $2.57, respectively, from the first quarter of 2025.
How to read Risk Factors (Item 1A) in a 10-Q
A 10-Q risk-factor section usually takes one of three forms; this page classifies it as one of:
- Pointer — the filer states there have been no material changes and points back to the annual 10-K risk factors; there is no own risk text to compare this quarter.
- Partial update — the filer carves out specific updated risks ("except as set forth below"); the excerpts show exactly what is new this quarter.
- Restated in full — the quarter carries the complete risk-factor text. When the prior quarter was only a pointer there is no prior full text to diff against, so the page flags the section as restated instead.
This describes the filing structure only — it is never a judgement on whether risk went up or down.
Source: text-level diff of the two SEC EDGAR filings · deterministic (no AI-generated content) · for reference only · not investment advice