FICO — what changed in the latest 10-Q

Text added vs the prior filing · source: 10-Q · 2026-07-29

• •Cash flows from operating activities were $777.9 million during the nine months ended June 30, 2026, compared with $555.1 million during the nine months ended June 30, 2025.

• •In June 2026, we amended our credit agreement to provide for a $1.5 billion term loan, the proceeds of which were used to fund an accelerated share repurchase agreement (“ASR Agreement”).

• •Total share repurchases during the quarter ended June 30, 2026 were $2.3 billion, compared with $511.3 million during the quarter ended June 30, 2025, and during the nine months ended June 30, 2026 were $3.1 billion, compared with $878.1 million during the nine months ended June 30, 2025. The quart…

• Cost of revenues remained consistent quarter-over-prior year quarter. Cost of revenues as a percentage of revenues decreased to 13% during the quarter ended June 30, 2026 from 16% during the quarter ended June 30, 2025, primarily due to increased sales of our higher-margin Scores products.

• The quarter-over-prior year quarter increase in interest expense, net of $27.0 million was primarily attributable to a higher average outstanding debt balance during the quarter ended June 30, 2026. The higher average debt balance was primarily attributable to the $1.5 billion of 2025 Senior Notes (…

Text removed vs the prior filing · source: 10-Q · 2026-04-28

• •Diluted EPS was $11.14 during the quarter ended March 31, 2026, a 69% increase from the quarter ended March 31, 2025, and $17.73 during the six months ended March 31, 2026, a 39% increase from the six months ended March 31, 2025.

• •Cash flows from operating activities were $397.4 million during the six months ended March 31, 2026, compared with $268.9 million during the six months ended March 31, 2025.

• •We issued $1.0 billion of senior notes during March 2026, and used the net proceeds to make a payment against the revolving line of credit and repay the $400 million of senior notes due in May 2026. Total debt balance was $3.6 billion as of March 31, 2026, compared with $3.1 billion as of September…

• •Total share repurchases during the quarter ended March 31, 2026 were $611.3 million, compared with $207.0 million during the quarter ended March 31, 2025, and during the six months ended March 31, 2026 were $773.9 million, compared with $366.8 million during the six months ended March 31, 2025.

• The quarter-over-prior year quarter increase in cost of revenues of $3.6 million was primarily attributable to a $3.0 million increase in infrastructure and facilities costs and a $0.6 million increase in personnel, labor and other costs. The increase in infrastructure and facilities costs was prima…

Text added vs the prior filing · source: 10-Q · 2026-07-29

• During the quarter ended June 30, 2026, none of our directors or officers (as defined in Rule 16a-1(f) of the Exchange Act) adopted, modified or terminated any contract, instruction or written plan for the purchase or sale of our securities that was intended to satisfy the affirmative defense condit…

Text removed vs the prior filing · source: 10-Q · 2026-04-28

• On March 19, 2026, Eva Manolis, a member of our Board of Directors, entered into a pre-arranged trading plan that is intended to satisfy the affirmative defense of Rule 10b5-1(c) of the Exchange Act. This plan provides for the sale of up to 1,934 shares of our common stock and terminates on the earl…

• On March 26, 2026, William Lansing, our Chief Executive Officer and a member of our Board of Directors, terminated the pre-arranged trading plan that he had entered into on November 20, 2025 and that was intended to satisfy the affirmative defense of Rule 10b5-1(c) of the Exchange Act. This plan pro…