GENERATIONS BANCORP NY, INC. (GBNY) Return on equity 2019–2023
GENERATIONS BANCORP NY, INC. (GBNY) return on equity by fiscal year — reported net income divided by year-end shareholders’ equity.
-4.2%FY2023 · since FY2019: 0.3% → -4.2%
| Fiscal year | Value | YoY |
|---|---|---|
| FY2023 | -4.2% | -7.1 pp |
| FY2022 | 2.9% | -0.3 pp |
| FY2021 | 3.2% | -2.6 pp |
| FY2020 | 5.8% | +5.5 pp |
| FY2019 | 0.3% | — |
ROE = reported net income ÷ reported year-end shareholders’ equity for the same fiscal year. Heavy buybacks shrink equity and can push ROE very high (or negative-equity years drop out).
Source: SEC XBRL filings · For reference only · Not investment advice