HOPE — what changed in the latest 10-Q
A section-by-section comparison of HOPE's newest periodic SEC filing (10-K/10-Q) against the prior same-form filing: paragraphs added and removed per section, with verbatim excerpts. Purely a deterministic text diff — no similarity scores, no directional read, not investment advice.
Comparing 10-Q · 2026-08-06 vs the prior 10-Q · 2026-05-06
| Section | Outcome | Added | Removed | Minor | Unchanged |
|---|---|---|---|---|---|
| MD&A | Text added/removed | +58 | −49 | ~27 | 32 |
| Market risk (Item 3) | Text added/removed | +2 | −2 | ~2 | 12 |
| Controls & procedures | Text added/removed | 0 | 0 | ~2 | 2 |
| Legal proceedings | Text added/removed | 0 | 0 | ~1 | 0 |
| Risk factors | Text added/removed | 0 | 0 | ~1 | 0 |
| Other information | Text added/removed | 0 | 0 | ~1 | 0 |
Counts are paragraphs; added/removed means text added or removed vs the prior filing — no direction or judgement implied.
Representative excerpts
Up to 5 excerpts of about 300 characters per section, quoted verbatim from the two SEC filings.
MD&A
Text added vs the prior filing · source: 10-Q · 2026-08-06
The following tables set forth a performance overview concerning the periods indicated and should be read in conjunction with the unaudited Consolidated Financial Statements and Notes set forth elsewhere in this Quarterly Report on Form 10-Q and the following Results of Operations and Financial Cond…
At or for the Three Months Ended June 30,At or for the Six Months Ended June 30,
Allowance for credit losses to nonaccrual loans136.83 %135.01 %
(1)Net income (loss) excluding notable items, earnings per common share - diluted excluding notable items, TCE per share, ROTCE, ROA excluding notable items, ROE excluding notable items, ROTCE excluding notable items, efficiency ratio excluding notable items, and TCE ratio are non-GAAP financial mea…
During the three and six months ended June 30, 2026 and 2025, our operating results included certain notable items as a result of the 2025 Merger with Territorial, our legacy investment securities repositioning, the change in the California state tax apportionment rate, and other items. We have pres…
Text removed vs the prior filing · source: 10-Q · 2026-05-06
The following tables set forth a performance overview concerning the periods indicated and should be read in conjunction with the unaudited Consolidated Financial Statements and Notes set forth elsewhere in this Quarterly Report on Form 10-Q and the following Results of Operations and Financial Cond…
Net interest income after provision for credit losses115,407 96,017
Interest earning cash and deposits at other banks369,809 505,906
Allowance for credit losses to nonaccrual loans141.64 %175.89 %
(1)Net income excluding notable items, earnings per common share - diluted excluding notable items, TCE per share, ROTCE, ROA excluding notable items, ROE excluding notable items, ROTCE excluding notable items, efficiency ratio excluding notable items, and TCE ratio are non-GAAP financial measures t…
Market risk (Item 3)
Text added vs the prior filing · source: 10-Q · 2026-08-06
The year-over-year changes in the modeled net interest income sensitivity profile are primarily driven by more stable projected DDA balances along with changes in the mix of CRE loans (more floating rate loans) partially offset by the termination of the receive float interest rate swap portfolio dur…
The year-over-year changes in the EVE profile were primarily driven by the reduction of the investment portfolio, along with the shortening of the duration of the CRE and mortgage loans due to an increase in floating-rate and hybrid-rate loan originations. These changes were partially offset by the …
Text removed vs the prior filing · source: 10-Q · 2026-05-06
The year-over-year changes in the modeled net interest income sensitivity profile are primarily driven by growth in time deposits, which typically exhibits a lagged response to interest rate changes, along with an increase in money market deposits, partially offset by a lower cash balance and a slig…
The year-over-year changes in the EVE profile reflect longer duration on interest-bearing non-maturity deposits driven by the acquisition of Territorial Bank along with a shortening of the investment and CRE loan portfolios. These changes were almost entirely offset by the increase in longer duratio…
How to read Risk Factors (Item 1A) in a 10-Q
A 10-Q risk-factor section usually takes one of three forms; this page classifies it as one of:
- Pointer — the filer states there have been no material changes and points back to the annual 10-K risk factors; there is no own risk text to compare this quarter.
- Partial update — the filer carves out specific updated risks ("except as set forth below"); the excerpts show exactly what is new this quarter.
- Restated in full — the quarter carries the complete risk-factor text. When the prior quarter was only a pointer there is no prior full text to diff against, so the page flags the section as restated instead.
This describes the filing structure only — it is never a judgement on whether risk went up or down.
Source: text-level diff of the two SEC EDGAR filings · deterministic (no AI-generated content) · for reference only · not investment advice