JEF — what changed in the latest 10-Q

Text added vs the prior filing · source: 10-Q · 2026-07-09

• This report may contain or incorporate by reference certain “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, Section 21E of the Securities Exchange Act of 1934 and/or the Private Securities Litigation Reform Act of 1995. Forward-looking statements include…

• •the description of our business and risk factors contained in our Annual Report on Form 10-K for the year ended November 30, 2025 and filed with the Securities and Exchange Commission (“SEC”) on January 28, 2026;

• •the discussion of our analysis of financial condition and results of operations contained in this report under the caption “Management’s Discussion and Analysis of Financial Condition and Results of Operations” herein;

• •the discussion of our risk management policies, procedures and methodologies contained in this report under the caption “Management’s Discussion and Analysis of Financial Condition and Results of Operations – Risk Management” herein;

• •the consolidated financial statements and notes to the consolidated financial statements contained in this report; and

Text removed vs the prior filing · source: 10-Q · 2026-04-07

• “forward-looking statements” within the meaning of Section 27A

• of the Securities Act of 1933, Section 21E of the Securities

• Exchange Act of 1934 and/or the Private Securities Litigation

• historical or current facts. These forward-looking statements are

• “intend,” “may,” “will,” “would,” “could” or similar expressions.

Text added vs the prior filing · source: 10-Q · 2026-07-09

• Quantitative and qualitative disclosures about market risk are set forth under “Management’s Discussion and Analysis of Financial Condition and Results of Operations —Risk Management” in Part I, Item 2 of this Form 10-Q.

Text removed vs the prior filing · source: 10-Q · 2026-04-07

• Quantitative and qualitative disclosures about market risk are set

• forth under “Management’s Discussion and Analysis of Financial

Text added vs the prior filing · source: 10-Q · 2026-07-09

• Our Management, under the direction of our Chief Executive Officer and Chief Financial Officer, evaluated the effectiveness of our disclosure controls and procedures as of May 31, 2026. Based on that evaluation, our Chief Executive Officer and Chief Financial Officer concluded that our disclosure co…

• No change in our internal control over financial reporting occurred during the quarter ended May 31, 2026 that has materially affected, or is reasonably likely to materially affect, our internal control over financial reporting.

Text removed vs the prior filing · source: 10-Q · 2026-04-07

• Officer and Chief Financial Officer, evaluated the effectiveness of

• our disclosure controls and procedures as of February 28, 2026.

• Based on that evaluation, our Chief Executive Officer and Chief

• Financial Officer concluded that our disclosure controls and

• procedures as of February 28, 2026 are functioning effectively to

Text added vs the prior filing · source: 10-Q · 2026-07-09

• Many aspects of our business involve substantial risks of legal and regulatory liability. In the normal course of business, we have been named as defendants or co-defendants in lawsuits involving primarily claims for damages. We are also involved in a number of judicial and regulatory matters, inclu…

Text removed vs the prior filing · source: 10-Q · 2026-04-07

• Many aspects of our business involve substantial risks of legal

• and regulatory liability. In the normal course of business, we have

• been named as defendants or co-defendants in lawsuits involving

• primarily claims for damages. We are also involved in a number

• of judicial and regulatory matters, including exams, investigations

Text added vs the prior filing · source: 10-Q · 2026-07-09

• Information regarding our risk factors appears in Item 1A. of our Annual Report on Form 10-K for the year ended November 30, 2025. These risk factors describe some of the assumptions, risks, uncertainties and other factors that could adversely affect our business or that could otherwise result in ch…

Text removed vs the prior filing · source: 10-Q · 2026-04-07

• Information regarding our risk factors appears in Item 1A. of our

• risks, uncertainties and other factors that could adversely affect

• our business or that could otherwise result in changes that differ

Text added vs the prior filing · source: 10-Q · 2026-07-09

• During the three months ended May 31, 2026, no directors or executive officers entered into, modified or terminated, contracts, instructions or written plans for the sale or purchase of the Company’s securities that were intended to satisfy the affirmative defense conditions of Rule 10b5-1.

Text removed vs the prior filing · source: 10-Q · 2026-04-07

• During the three months ended February 28, 2026, no directors or

• executive officers entered into, modified or terminated, contracts,

• instructions or written plans for the sale or purchase of the