NBT BANCORP INC (NBTB) Return on equity 2016–2025
NBT BANCORP INC (NBTB) return on equity by fiscal year — reported net income divided by year-end shareholders’ equity.
8.9%FY2025 · since FY2016: 8.6% → 8.9%
| Fiscal year | Value | YoY |
|---|---|---|
| FY2025 | 8.9% | -0.3 pp |
| FY2024 | 9.2% | +0.9 pp |
| FY2023 | 8.3% | -4.6 pp |
| FY2022 | 13.0% | +0.6 pp |
| FY2021 | 12.4% | +3.6 pp |
| FY2020 | 8.8% | -2.0 pp |
| FY2019 | 10.8% | -0.3 pp |
| FY2018 | 11.1% | +2.5 pp |
| FY2017 | 8.6% | -0.0 pp |
| FY2016 | 8.6% | — |
ROE = reported net income ÷ reported year-end shareholders’ equity for the same fiscal year. Heavy buybacks shrink equity and can push ROE very high (or negative-equity years drop out).
Source: SEC XBRL filings · For reference only · Not investment advice