NBT BANCORP INC (NBTB) Return on equity 2016–2025
NBT BANCORP INC (NBTB) return on equity by fiscal year — reported net income divided by year-end shareholders’ equity.
8.9%FY2025 · since FY2016: 8.6% → 8.9%
| Fiscal year | Value | YoY |
|---|---|---|
| FY2025 | 8.9% | -0.3 pp |
| FY2024 | 9.2% | +0.9 pp |
| FY2023 | 8.3% | -4.6 pp |
| FY2022 | 13.0% | +0.6 pp |
| FY2021 | 12.4% | +3.6 pp |
| FY2020 | 8.8% | -2.0 pp |
| FY2019 | 10.8% | -0.3 pp |
| FY2018 | 11.1% | +2.5 pp |
| FY2017 | 8.6% | -0.0 pp |
| FY2016 | 8.6% | — |
ROE = reported net income ÷ reported year-end shareholders’ equity for the same fiscal year. Heavy buybacks shrink equity and can push ROE very high (or negative-equity years drop out).
Source: SEC XBRL filings · For reference only · Not investment advice
More NBTB financial trends
NBTB RevenueNBTB Net incomeNBTB Net marginNBTB Gross profitNBTB Gross marginNBTB Operating incomeNBTB Operating marginNBTB Operating cash flowNBTB Free cash flowNBTB Capital expendituresNBTB Stock buybacksNBTB Dividends paidNBTB Total assetsNBTB Total liabilitiesNBTB Shareholders’ equityNBTB overview →