Pioneer Bancorp, Inc./MD (PBFS) Return on equity 2018–2025
Pioneer Bancorp, Inc./MD (PBFS) return on equity by fiscal year — reported net income divided by year-end shareholders’ equity.
6.3%FY2025 · since FY2018: 5.9% → 6.3%
| Fiscal year | Value | YoY |
|---|---|---|
| FY2025 | 6.3% | — |
| FY2023 | 5.1% | -3.1 pp |
| FY2022 | 8.2% | +4.0 pp |
| FY2021 | 4.2% | +3.8 pp |
| FY2020 | 0.5% | -1.9 pp |
| FY2019 | 2.3% | -3.6 pp |
| FY2018 | 5.9% | — |
ROE = reported net income ÷ reported year-end shareholders’ equity for the same fiscal year. Heavy buybacks shrink equity and can push ROE very high (or negative-equity years drop out).
Source: SEC XBRL filings · For reference only · Not investment advice