PKBK — what changed in the latest 10-Q
A section-by-section comparison of PKBK's newest periodic SEC filing (10-K/10-Q) against the prior same-form filing: paragraphs added and removed per section, with verbatim excerpts. Purely a deterministic text diff — no similarity scores, no directional read, not investment advice.
Comparing 10-Q · 2026-08-05 vs the prior 10-Q · 2026-05-06
| Section | Outcome | Added | Removed | Minor | Unchanged |
|---|---|---|---|---|---|
| MD&A | Text added/removed | +10 | −3 | ~25 | 23 |
| Controls & procedures | No paragraph-level changes | 0 | 0 | 0 | 2 |
| Legal proceedings | Text added/removed | 0 | 0 | ~2 | 3 |
| Other information | Text added/removed | +2 | −1 | 0 | 0 |
Counts are paragraphs; added/removed means text added or removed vs the prior filing — no direction or judgement implied.
Not shown (absent or not faithfully extractable): Market risk (Item 3), Risk factors
Representative excerpts
Up to 5 excerpts of about 300 characters per section, quoted verbatim from the two SEC filings.
MD&A
Text added vs the prior filing · source: 10-Q · 2026-08-05
Provision for credit losses: For the three months ended June 30, 2026, the provision for credit losses was $0.7 million, compared to a provision for credit losses of $1.0 million for the three months ended June 30, 2025, a decrease of $0.3 million. The decrease in the provision for credit losses for…
Six Months Ended June 30, 2026 Compared to Six Months Ended June 30, 2025
Net Income: Our net income available to common shareholders for the six months ended June 30, 2026 increased $8.0 million, or 50.0%, to $24.1 million, compared to $16.1 million for the six months ended June 30, 2025. Earnings per share were $2.05 per basic common share and $2.02 per diluted common s…
Net Interest Income: Our net interest income was $45.1 million for the six months ended June 30, 2026 compared to $34.5 million for the six months ended June 30, 2025, an increase of $10.7 million, or 30.9%. Net interest income increased during the six months ended June 30, 2026, primarily due to an…
Provision for credit losses: For the six months ended June 30, 2026, the provision for credit losses was $0.9 million, compared to a provision for credit losses of $1.6 million for the six months ended June 30, 2025, a decrease of $0.7 million. The decrease in the provision for credit losses for the…
Text removed vs the prior filing · source: 10-Q · 2026-05-06
Provision for credit losses: For the three months ended March 31, 2026, the provision for credit losses was $0.2 million, compared to a provision for credit losses of $0.6 million for the three months ended March 31, 2025, a decrease of $0.4 million. The decrease in the provision for credit losses f…
Total liabilities were $1.88 billion at March 31, 2026. This represented a $47.5 million, or 2.5%, decrease, from $1.92 billion at December 31, 2025. The decrease in total liabilities was primarily due to a decrease in total deposits of $59.9 million, or 3.4%, to $1.70 billion at March 31, 2026, par…
At March 31, 2026, total deposits decreased to $1.70 billion from $1.76 billion at December 31, 2025, a decrease of $59.9 million, or 3.4%. The decrease in deposits was primarily due to a decrease in time deposits of $38.0 million, of which $14.0 million were brokered deposits, $32.4 million of noni…
Other information
Text added vs the prior filing · source: 10-Q · 2026-08-05
There were no material changes in the procedures by which security holders may recommend nominees to the Board of Directors during the quarter ended June 30, 2026.
During the six months ended June 30, 2026, none of our directors or officers adopted or terminated any contract, instruction or written plan for the purchase or sale of Company securities that was intended to satisfy the affirmative defense conditions of Rule 10b5-1(c) or any "non-Rule 10b5-1 tradin…
Text removed vs the prior filing · source: 10-Q · 2026-05-06
During the first quarter of 2026, none of our directors or officers adopted or terminated any contract, instruction or written plan for the purchase or sale of Company securities that was intended to satisfy the affirmative defense conditions of Rule 10b5-1(c) or any "non-Rule 10b5-1 trading arrange…
How to read Risk Factors (Item 1A) in a 10-Q
A 10-Q risk-factor section usually takes one of three forms; this page classifies it as one of:
- Pointer — the filer states there have been no material changes and points back to the annual 10-K risk factors; there is no own risk text to compare this quarter.
- Partial update — the filer carves out specific updated risks ("except as set forth below"); the excerpts show exactly what is new this quarter.
- Restated in full — the quarter carries the complete risk-factor text. When the prior quarter was only a pointer there is no prior full text to diff against, so the page flags the section as restated instead.
This describes the filing structure only — it is never a judgement on whether risk went up or down.
Source: text-level diff of the two SEC EDGAR filings · deterministic (no AI-generated content) · for reference only · not investment advice