AMAL — what changed in the latest 10-Q
A section-by-section comparison of AMAL's newest periodic SEC filing (10-K/10-Q) against the prior same-form filing: paragraphs added and removed per section, with verbatim excerpts. Purely a deterministic text diff — no similarity scores, no directional read, not investment advice.
Comparing 10-Q · 2026-11-03 vs the prior 10-Q · 2026-08-04
| Section | Outcome | Added | Removed | Minor | Unchanged |
|---|---|---|---|---|---|
| MD&A | Text added/removed | +18 | −22 | ~71 | 56 |
| Market risk (Item 3) | Text added/removed | 0 | 0 | ~1 | 0 |
| Controls & procedures | Text added/removed | 0 | 0 | ~2 | 0 |
| Legal proceedings | No paragraph-level changes | 0 | 0 | 0 | 1 |
| Risk factors | No material changes reported (points to the 10-K) | — | — | — | — |
| Other information | Text added/removed | +1 | −3 | ~2 | 1 |
Counts are paragraphs; added/removed means text added or removed vs the prior filing — no direction or judgement implied.
Representative excerpts
Up to 5 excerpts of about 300 characters per section, quoted verbatim from the two SEC filings.
MD&A
Text added vs the prior filing · source: 10-Q · 2026-11-03
For loans that do not share risk characteristics, the Company evaluates these loans on an individual basis based on various factors. Factors that may be considered are borrowers delinquency trends and nonaccrual status, probability of foreclosure or note sale, changes in the borrowers' circumstances…
Net income for the three months ended September 30, 2026 was $36.4 million, or $1.20 per diluted share, compared to $26.8 million, or $0.88 per diluted share, for the three months ended September 30, 2025. The $9.6 million increase was primarily due to an increase in interest and dividend income of …
Net income for the nine months ended September 30, 2026 was $96.4 million, or $3.19 per diluted share, compared to $77.8 million, or $2.53 per diluted share, for the nine months ended September 30, 2025. The $18.6 million increase was primarily due to an increase in interest and dividend income of $…
The yield on average earning assets was 5.14% for the three months ended September 30, 2026, compared to 5.16% for the same period in 2025, a decrease of 2 basis points. This decrease was driven primarily by lower market rates, as well as income recaptured through the payoff of a nonaccrual commerci…
Provision for credit losses was an expense of $3.6 million for the three months ended September 30, 2026 compared to an expense of $5.3 million for the three months ended September 30, 2025. The provision during the current quarter was primarily attributable to charge-offs on our consumer solar port…
Text removed vs the prior filing · source: 10-Q · 2026-08-04
For loans that do not share risk characteristics, the Company evaluates these loans on an individual basis based on various factors. Factors that may be considered are borrowers delinquency trends and nonaccrual status, probability of foreclosure or note sale,
changes in the borrowers' circumstances or cash collections, borrowers' industry, or other facts and circumstances of the loan or collateral. The expected credit loss is measured based on net realizable value, that is, the difference between the discounted value of the expected future cash flows, ba…
Net income for the three months ended June 30, 2026 was $34.8 million, or $1.15 per diluted share, compared to $26.0 million, or $0.84 per diluted share, for the three months ended June 30, 2025. The $8.8 million increase was primarily due to an increase in interest and dividend income of $13.1 mill…
losses on sale of securities and other assets of $1.0 million, partially offset by an increase in compensation and employee benefits of $3.9 million, an increase in income tax expense of $2.4 million, an increase in technology expense of $1.9 million and a decrease in other income of $0.1 million.
Net income for the six months ended June 30, 2026 was $60.0 million, or $1.99 per diluted share, compared to $51.0 million, or $1.65 per diluted share, for the six months ended June 30, 2025. The $9.0 million increase was primarily due to an increase in interest and dividend income of $21.7 million,…
Other information
Text added vs the prior filing · source: 10-Q · 2026-11-03
On August 28, 2026, Tyrone Graham, Executive Vice President, Chief Human Resources Officer, adopted a Rule 10b5-1 trading arrangement that is intended to satisfy the affirmative defense of Rule 10b5-1(c) for the sale of up to 9,739 shares of the Company’s common stock, assuming performance shares ve…
Text removed vs the prior filing · source: 10-Q · 2026-08-04
On June 9, 2026, Sean Searby, Executive Vice President, Chief Information and Operations Officer, adopted a Rule 10b5-1 trading arrangement that is intended to satisfy the affirmative defense of Rule 10b5-1(c) for the sale of up to 16,005 shares of the Company’s common stock, net of shares to be wit…
On June 8, 2026, Sam D. Brown, Senior Executive Vice President, Chief Banking Officer, adopted a Rule 10b5-1 trading arrangement that is intended to satisfy the affirmative defense of Rule 10b5-1(c) for the sale of up to 51,943 shares of the Company’s common stock, with such transactions to occur du…
On June 8, 2026, Mandy Tenner, Executive Vice President, Chief Legal Officer, adopted a Rule 10b5-1 trading arrangement that is intended to satisfy the affirmative defense of Rule 10b5-1(c) for the sale of up to 14,976 shares of the Company’s common stock, with such transactions to occur during sale…
How to read Risk Factors (Item 1A) in a 10-Q
A 10-Q risk-factor section usually takes one of three forms; this page classifies it as one of:
- Pointer — the filer states there have been no material changes and points back to the annual 10-K risk factors; there is no own risk text to compare this quarter.
- Partial update — the filer carves out specific updated risks ("except as set forth below"); the excerpts show exactly what is new this quarter.
- Restated in full — the quarter carries the complete risk-factor text. When the prior quarter was only a pointer there is no prior full text to diff against, so the page flags the section as restated instead.
This describes the filing structure only — it is never a judgement on whether risk went up or down.
Source: text-level diff of the two SEC EDGAR filings · deterministic (no AI-generated content) · for reference only · not investment advice