AUBN — what changed in the latest 10-Q
A section-by-section comparison of AUBN's newest periodic SEC filing (10-K/10-Q) against the prior same-form filing: paragraphs added and removed per section, with verbatim excerpts. Purely a deterministic text diff — no similarity scores, no directional read, not investment advice.
Comparing 10-Q · 2026-05-13 vs the prior 10-Q · 2025-11-12
| Section | Outcome | Added | Removed | Minor | Unchanged |
|---|---|---|---|---|---|
| MD&A | Text added/removed | +173 | −210 | ~61 | 165 |
| Market risk (Item 3) | No paragraph-level changes | 0 | 0 | 0 | 0 |
| Controls & procedures | No paragraph-level changes | 0 | 0 | 0 | 7 |
| Legal proceedings | No paragraph-level changes | 0 | 0 | 0 | 4 |
| Risk factors | Text added/removed | +15 | −4 | ~2 | 7 |
Counts are paragraphs; added/removed means text added or removed vs the prior filing — no direction or judgement implied.
Not shown (absent or not faithfully extractable): Other information
Representative excerpts
Up to 5 excerpts of about 300 characters per section, quoted verbatim from the two SEC filings.
MD&A
Text added vs the prior filing · source: 10-Q · 2026-05-13
This discussion is intended to supplement and highlight information
contained in the accompanying unaudited condensed consolidated financial
ended March 31, 2026 and 2025, as well as the information contained in our Annual
Discussion and Analysis of Financial Condition and Results of Operations”, “Quantitative
other than statements of historical fact, could be forward-looking
Text removed vs the prior filing · source: 10-Q · 2025-11-12
of operations and financial condition of the Company and the Bank.
highlight information contained in the accompanying unaudited condensed
notes for the quarters and nine months ended September 30, 2025 and 2024,
annual report on Form 10-K for the year ended December 31, 2024 and our
and Results of Operations”, “Quantitative and Qualitative Disclosures about
Risk factors
Text added vs the prior filing · source: 10-Q · 2026-05-13
rate, since December 2025, the Federal Reserve has maintained its target
or less to maintain an ample level of reserves, and reinvested all principal payments on Treasury
The reductions in the target federal funds rates and Federal Reserve
These may also affect our borrowers’ operating costs, expected
The Federal Reserve may or may not continue this accommodative
Text removed vs the prior filing · source: 10-Q · 2025-11-12
the 2% rate, during the last year the Federal Reserve has reduced its target
These actions, and the changes from tighter to more accommodative monetary policy
uncertainties not currently known to us or that we currently deem to be
usiness, financial condition, and/or operating results in the future.
How to read Risk Factors (Item 1A) in a 10-Q
A 10-Q risk-factor section usually takes one of three forms; this page classifies it as one of:
- Pointer — the filer states there have been no material changes and points back to the annual 10-K risk factors; there is no own risk text to compare this quarter.
- Partial update — the filer carves out specific updated risks ("except as set forth below"); the excerpts show exactly what is new this quarter.
- Restated in full — the quarter carries the complete risk-factor text. When the prior quarter was only a pointer there is no prior full text to diff against, so the page flags the section as restated instead.
This describes the filing structure only — it is never a judgement on whether risk went up or down.
Source: text-level diff of the two SEC EDGAR filings · deterministic (no AI-generated content) · for reference only · not investment advice