AUBN — what changed in the latest 10-Q
A section-by-section comparison of AUBN's newest periodic SEC filing (10-K/10-Q) against the prior same-form filing: paragraphs added and removed per section, with verbatim excerpts. Purely a deterministic text diff — no similarity scores, no directional read, not investment advice.
Comparing 10-Q · 2026-08-11 vs the prior 10-Q · 2026-05-13
| Section | Outcome | Added | Removed | Minor | Unchanged |
|---|---|---|---|---|---|
| MD&A | Text added/removed | +102 | −65 | ~53 | 281 |
| Market risk (Item 3) | No paragraph-level changes | 0 | 0 | 0 | 0 |
| Controls & procedures | Text added/removed | 0 | 0 | ~1 | 6 |
| Legal proceedings | No paragraph-level changes | 0 | 0 | 0 | 4 |
| Risk factors | Text added/removed | +27 | −19 | ~3 | 2 |
Counts are paragraphs; added/removed means text added or removed vs the prior filing — no direction or judgement implied.
Not shown (absent or not faithfully extractable): Other information
Representative excerpts
Up to 5 excerpts of about 300 characters per section, quoted verbatim from the two SEC filings.
MD&A
Text added vs the prior filing · source: 10-Q · 2026-08-11
of operations and financial condition of the Company and the Bank.
highlight information contained in the accompanying unaudited condensed
notes for the quarter and six months ended June 30, 2026 and 2025, as well as the information
Report on Form 10-K for the year ended December 31, 2025 and our Quarterly
capital and liquidity requirements, greater nonbank participation in the
Text removed vs the prior filing · source: 10-Q · 2026-05-13
This discussion is intended to supplement and highlight information
contained in the accompanying unaudited condensed consolidated financial
ended March 31, 2026 and 2025, as well as the information contained in our Annual
affect our stockholders’ equity for financial reporting purposes and
capital and liquidity requirements, and in the coverage and cost of FDIC deposit insurance;
Risk factors
Text added vs the prior filing · source: 10-Q · 2026-08-11
securities portfolio, have affected and may continue to affect
levels of interest rates, mortgage originations and income, the market values of
resulted in unrealized securities losses that have adversely affected
2% target rate, since December 2025, the Federal Reserve has
federal funds range from 3.50% to 3.75% and on October 29, 2025 announced
Text removed vs the prior filing · source: 10-Q · 2026-05-13
tightened Federal Reserve monetary policy by increased target
securities portfolio, have and may continue to affect the levels of
interest rates, mortgage originations and income, the market values of
unrealized securities losses that have adversely affected our stockholders’
rate, since December 2025, the Federal Reserve has maintained its target
How to read Risk Factors (Item 1A) in a 10-Q
A 10-Q risk-factor section usually takes one of three forms; this page classifies it as one of:
- Pointer — the filer states there have been no material changes and points back to the annual 10-K risk factors; there is no own risk text to compare this quarter.
- Partial update — the filer carves out specific updated risks ("except as set forth below"); the excerpts show exactly what is new this quarter.
- Restated in full — the quarter carries the complete risk-factor text. When the prior quarter was only a pointer there is no prior full text to diff against, so the page flags the section as restated instead.
This describes the filing structure only — it is never a judgement on whether risk went up or down.
Source: text-level diff of the two SEC EDGAR filings · deterministic (no AI-generated content) · for reference only · not investment advice