CAC — what changed in the latest 10-Q

Text added vs the prior filing · source: 10-Q · 2026-05-07

• •turmoil and volatility in the financial services industry, including failures or rumors of failures of other depository

• institutions, which could affect the ability of depository institutions, including Camden National Bank, to attract and retain depositors, and could affect the ability of financial services providers, including the Company, to borrow or raise capital;

• You should carefully review all of these factors, and be aware that there may be other factors that could cause differences, including the risk factors listed in our Annual Report on Form 10-K for the year ended December 31, 2025, as updated by the Company's quarterly reports on Form 10-Q, including…

• (1) Calculated using an estimated combined marginal income tax rate of 23%.

• Adjusted pre-tax, pre-provision income is a supplemental measure with certain non-recurring expenses excluded. We believe the following adjusted financial information and metrics assist users of our financial statements with their financial analysis period-over-period as it adjusts for certain non-r…

Text removed vs the prior filing · source: 10-Q · 2025-11-06

• •impacts of political events, including government shutdowns;

• •turmoil and volatility in the financial services industry, including failures or rumors of failures of other depository institutions, which could affect the ability of depository institutions, including Camden National Bank, to attract and retain depositors, and could affect the ability of financia…

• •changes to regulatory capital requirements in response to recent developments affecting the banking sector; and

• Statements relating to the Company’s acquisition of Northway may also be forward-looking statements. Factors that could cause actual result to differ materially from the forward-looking statements include:

• •the reaction to the transaction of the companies’ customers, employees and counterparties;