CREDIT ACCEPTANCE CORP (CACC) Return on equity 2016–2025
CREDIT ACCEPTANCE CORP (CACC) return on equity by fiscal year — reported net income divided by year-end shareholders’ equity.
27.8%FY2025 · since FY2016: 28.4% → 27.8%
| Fiscal year | Value | YoY |
|---|---|---|
| FY2025 | 27.8% | +13.7 pp |
| FY2024 | 14.2% | -2.1 pp |
| FY2023 | 16.3% | -16.7 pp |
| FY2022 | 33.0% | -19.5 pp |
| FY2021 | 52.5% | +34.2 pp |
| FY2020 | 18.3% | -9.6 pp |
| FY2019 | 27.9% | -1.0 pp |
| FY2018 | 28.8% | -1.8 pp |
| FY2017 | 30.6% | +2.3 pp |
| FY2016 | 28.4% | — |
ROE = reported net income ÷ reported year-end shareholders’ equity for the same fiscal year. Heavy buybacks shrink equity and can push ROE very high (or negative-equity years drop out).
Source: SEC XBRL filings · For reference only · Not investment advice
More CACC financial trends
CACC RevenueCACC Net incomeCACC Net marginCACC Gross profitCACC Gross marginCACC Operating incomeCACC Operating marginCACC Operating cash flowCACC Free cash flowCACC Capital expendituresCACC Stock buybacksCACC Dividends paidCACC Total assetsCACC Total liabilitiesCACC Shareholders’ equityCACC overview →