CHCO — what changed in the latest 10-Q
A section-by-section comparison of CHCO's newest periodic SEC filing (10-K/10-Q) against the prior same-form filing: paragraphs added and removed per section, with verbatim excerpts. Purely a deterministic text diff — no similarity scores, no directional read, not investment advice.
Comparing 10-Q · 2026-11-04 vs the prior 10-Q · 2026-08-05
| Section | Outcome | Added | Removed | Minor | Unchanged |
|---|---|---|---|---|---|
| MD&A | Text added/removed | +17 | −19 | ~38 | 39 |
| Market risk (Item 3) | No paragraph-level changes | 0 | 0 | 0 | 1 |
| Controls & procedures | Text added/removed | 0 | 0 | ~1 | 0 |
| Legal proceedings | No paragraph-level changes | 0 | 0 | 0 | 1 |
| Other information | Text added/removed | 0 | 0 | ~1 | 1 |
Counts are paragraphs; added/removed means text added or removed vs the prior filing — no direction or judgement implied.
Not shown (absent or not faithfully extractable): Risk factors
Representative excerpts
Up to 5 excerpts of about 300 characters per section, quoted verbatim from the two SEC filings.
MD&A
Text added vs the prior filing · source: 10-Q · 2026-11-04
Total investment securities decreased $43.3 million (2.8%) from December 31, 2025 to $1.49 billion at September 30, 2026, due to maturities and calls of available-for-sale securities and unrealized losses arising on available-for-sale securities that were partially offset by purchases of available-f…
Gross loans increased $46.8 million (1.0%) from December 31, 2025 to $4.55 billion at September 30, 2026. Commercial and industrial loans increased $20.3 million (4.5%), commercial real estate loans increased $15.8 million (0.9%), and home equity loans increased $14.6 million (6.5%). These increases…
Three months ended September 30,Nine months ended September 30,
The following table presents estimated uninsured deposits by type as of September 30, 2026 and December 31, 2025:
Loan balances increased $46.8 million from December 31, 2025 to September 30, 2026.
Text removed vs the prior filing · source: 10-Q · 2026-08-05
Total investment securities decreased $26.3 million (1.7)% from December 31, 2025 to $1.51 billion at June 30, 2026, due to maturities and calls of available-for-sale securities.
Gross loans remained stable at $4.50 billion at December 31, 2025 and June 30, 2026, respectively. Consumer loans decreased $7.4 million and residential real estate loans decreased $3.5 million during the first six months of 2026. These decreases were essentially offset by increases in home equity (…
The following table presents estimated uninsured deposits by type as of June 30, 2026 and December 31, 2025:
The commercial and industrial ("C&I") loan portfolio consists of loans to corporate borrowers that are primarily in small to mid-size industrial and commercial companies. Collateral securing these loans includes equipment, machinery, inventory, receivables and vehicles. C&I loans are considered to c…
Commercial real estate loans consist of commercial mortgages, which generally are secured by nonresidential and multi-family residential properties, including hotel/motel and apartment lending. Commercial real estate loans are made to many of the same customers and carry similar industry risks as C&…
How to read Risk Factors (Item 1A) in a 10-Q
A 10-Q risk-factor section usually takes one of three forms; this page classifies it as one of:
- Pointer — the filer states there have been no material changes and points back to the annual 10-K risk factors; there is no own risk text to compare this quarter.
- Partial update — the filer carves out specific updated risks ("except as set forth below"); the excerpts show exactly what is new this quarter.
- Restated in full — the quarter carries the complete risk-factor text. When the prior quarter was only a pointer there is no prior full text to diff against, so the page flags the section as restated instead.
This describes the filing structure only — it is never a judgement on whether risk went up or down.
Source: text-level diff of the two SEC EDGAR filings · deterministic (no AI-generated content) · for reference only · not investment advice