EEFT — what changed in the latest 10-Q

Text added vs the prior filing · source: 10-Q · 2026-08-04

• During 2026, the Company updated the names of its reportable operating segments to better align with its current business strategy and external communications. These changes were limited to the segment names and did not affect the composition of the reportable operating segments, the manner in which…

• Our executive offices are located in Leawood, Kansas, USA. With approximately 76% of our revenues denominated in currencies other than the U.S. dollar, any significant changes in foreign currency exchange rates will likely have a significant impact on our results of operations (for a further discuss…

• The Company's consolidated results for the second quarter of 2026 reflected continued strength in the Payments Infrastructure and epay segments, driven by growth in merchant acquiring, software solutions, digital content and payment acceptance. These gains were partially offset by lower retail remit…

• Revenues and operating income by segment for the three and six months ended June 30, 2026 and 2025 are summarized in the tables below:

• Operating Income (Expense) for the Three Months Ended June 30,

Text removed vs the prior filing · source: 10-Q · 2026-05-07

• Our executive offices are located in Leawood, Kansas, USA. With approximately 74% of our revenues denominated in currencies other than the U.S. dollar, any significant changes in foreign currency exchange rates will likely have a significant impact on our results of operations (for a further discuss…

• Revenues and operating income by segment for the three months ended March 31, 2026 and 2025 are summarized in the tables below:

• Operating Income (Expense) for the Three months ended March 31,

• The following table summarizes the results of operations for our EFT Processing Segment for the three months ended March 31, 2026 and 2025:

• EFT Processing Segment total revenues were $295.4 million for the three months ended March 31, 2026, an increase of $62.9 million or 27% compared to the same period in 2025. Revenue growth was driven by continued growth in acquiring, REN infrastructure sales and contributions from the CoreCard acqui…

Text added vs the prior filing · source: 10-Q · 2026-08-04

• An additional $800.0 million, or 30% of our total debt, is related to short-term uncommitted credit agreements. The credit agreements are due within one year and accrue interest at variable rates.

• The remaining $31.7 million is related to borrowings by certain subsidiaries to fund, from time to time, working capital requirements. These arrangements generally are due within one year and accrue interest at variable rates. Our excess cash is invested in instruments with original maturities of th…

• For the six months ended June 30, 2026, approximately 76% of our revenues were generated in non-U.S. dollar countries and we expect to continue generating a significant portion of our revenues in countries with currencies other than the U.S. dollar.

• We are particularly vulnerable to fluctuations in exchange rates of the U.S. dollar to the currencies of countries in which we have significant operations, primarily the euro, British pound, Australian dollar, Polish zloty, Indian rupee, New Zealand dollar, Malaysian ringgit and Hungarian forint. As…

• Additionally, we have other non-current, non-U.S. dollar assets and liabilities on our balance sheet that are translated to the U.S. dollar during consolidation. These items primarily represent goodwill and intangible assets recorded in connection with acquisitions in countries other than the U.S. a…

Text removed vs the prior filing · source: 10-Q · 2026-05-07

• Additionally, $693.1 million, or 27% of our total debt obligations, relates to Senior Notes having a fixed coupon rate. Our $693.1 million outstanding principal amount of Senior Notes accrue cash interest at a rate of 1.375% of the principal amount per annum. Based on quoted market prices, as of Mar…

• An additional $250.0 million, or 10% of our total debt, is related to one short-term uncommitted credit agreement. The credit agreement is due within one year and accrues interest at variable rates.

• The remaining $32.8 million is related to borrowings by certain subsidiaries to fund, from time to time, working capital requirements. These arrangements generally are due within one year and accrue interest at variable rates. Our excess cash is invested in instruments with original maturities of th…

• For the three months ended March 31, 2026, approximately 74% of our revenues were generated in non-U.S. dollar countries and we expect to continue generating a significant portion of our revenues in countries with currencies other than the U.S. dollar.

• We are particularly vulnerable to fluctuations in exchange rates of the U.S. dollar to the currencies of countries in which we have significant operations, primarily the euro, British pound, Australian dollar, Polish zloty, Indian rupee, New Zealand dollar, Malaysian ringgit and Hungarian forint. As…