ESSENT GROUP LTD. (ESNT) Return on equity 2016–2025
ESSENT GROUP LTD. (ESNT) return on equity by fiscal year — reported net income divided by year-end shareholders’ equity.
12.0%FY2025 · since FY2016: 16.6% → 12.0%
| Fiscal year | Value | YoY |
|---|---|---|
| FY2025 | 12.0% | -1.0 pp |
| FY2024 | 13.0% | -0.6 pp |
| FY2023 | 13.6% | -5.0 pp |
| FY2022 | 18.6% | +2.5 pp |
| FY2021 | 16.1% | +5.4 pp |
| FY2020 | 10.7% | -7.9 pp |
| FY2019 | 18.6% | -1.1 pp |
| FY2018 | 19.8% | +0.2 pp |
| FY2017 | 19.6% | +3.0 pp |
| FY2016 | 16.6% | — |
ROE = reported net income ÷ reported year-end shareholders’ equity for the same fiscal year. Heavy buybacks shrink equity and can push ROE very high (or negative-equity years drop out).
Source: SEC XBRL filings · For reference only · Not investment advice
More ESNT financial trends
ESNT RevenueESNT Net incomeESNT Net marginESNT Gross profitESNT Gross marginESNT Operating incomeESNT Operating marginESNT Operating cash flowESNT Free cash flowESNT Capital expendituresESNT Stock buybacksESNT Dividends paidESNT Total assetsESNT Total liabilitiesESNT Shareholders’ equityESNT overview →