FHB — what changed in the latest 10-Q
A section-by-section comparison of FHB's newest periodic SEC filing (10-K/10-Q) against the prior same-form filing: paragraphs added and removed per section, with verbatim excerpts. Purely a deterministic text diff — no similarity scores, no directional read, not investment advice.
Comparing 10-Q · 2026-11-02 vs the prior 10-Q · 2026-08-03
| Section | Outcome | Added | Removed | Minor | Unchanged |
|---|---|---|---|---|---|
| MD&A | Text added/removed | +36 | −34 | ~94 | 94 |
| Controls & procedures | Text added/removed | 0 | 0 | ~2 | 0 |
| Legal proceedings | No paragraph-level changes | 0 | 0 | 0 | 1 |
| Risk factors | Some risk factors updated | +1 | −34 | 0 | 0 |
| Other information | Text added/removed | 0 | 0 | ~1 | 0 |
Counts are paragraphs; added/removed means text added or removed vs the prior filing — no direction or judgement implied.
Not shown (absent or not faithfully extractable): Market risk (Item 3)
Representative excerpts
Up to 5 excerpts of about 300 characters per section, quoted verbatim from the two SEC filings.
MD&A
Text added vs the prior filing · source: 10-Q · 2026-11-02
Net income was $63.7 million for the three months ended September 30, 2026, a decrease of $10.1 million or 14% as compared to the same period in 2025. Basic and diluted earnings per share were both $0.52 for the three months ended September 30, 2026, a decrease of $0.07 or 12% as compared to the sam…
●The Provision was $20.3 million for the three months ended September 30, 2026, an increase of $15.8 million as compared to the same period in 2025. The increase was primarily driven by a $12.5 million partial charge-off of a single commercial real estate loan during the third quarter of 2026. The i…
●The Provision was $30.9 million for the nine months ended September 30, 2026, an increase of $11.4 million or 59% for the same period in 2025. Consistent with the increase for the three months ended September 30, 2026, the increase was primarily driven by a $12.5 million partial charge-off of a sin…
The Provision was $20.3 million for the three months ended September 30, 2026, an increase of $15.8 million as compared to the same period in 2025. This increase was primarily driven by a $12.5 million partial charge-off of a single commercial real estate loan during the third quarter of 2026. The i…
Total noninterest income was $56.1 million for the three months ended September 30, 2026, a decrease of $0.9 million or 2% as compared to the same period in 2025. Total noninterest income was $169.2 million for the nine months ended September 30, 2026, an increase of $7.7 million or 5% as compared t…
Text removed vs the prior filing · source: 10-Q · 2026-08-03
Net income was $73.4 million for the three months ended June 30, 2026, an increase of $0.1 million as compared to the same period in 2025. Basic and diluted earnings per share were both $0.60 for the three months ended June 30, 2026, an increase of $0.02 or 3% as compared to the same period in 2025.…
●The Provision was $5.6 million for the three months ended June 30, 2026, an increase of $1.1 million or 24% as compared to the same period in 2025. The Provision is recorded to maintain the allowance for credit losses for loans and leases (the “ACL”) and the reserve for unfunded commitments at leve…
●The Provision was $10.6 million for the six months ended June 30, 2026, a decrease of $4.4 million or 29% for the same period in 2025. The decrease was primarily due to decreases in the provision for commercial and industrial loans, consumer loans, home equity lines and lease financing and the prov…
The Provision was $5.6 million for the three months ended June 30, 2026, an increase of $1.1 million or 24% compared to the same period in 2025. The increase was primarily due to increases in the provision for consumer loans, construction loans and commercial real estate loans and the provision for …
n/m – Denotes a variance that is not a meaningful metric to inform the change in noninterest income for the six months ended June 30, 2026 to the same period in 2025.
Risk factors
Text added vs the prior filing · source: 10-Q · 2026-11-02
Item 1A of Part I of the Company’s Annual Report on Form 10-K for the year ended December 31, 2025, filed with the SEC on February 27, 2026 contains a discussion of our risk factors. In addition, First Hawaiian has identified certain supplemental risk factors relate to First Hawaiian’s pending acqui…
Text removed vs the prior filing · source: 10-Q · 2026-08-03
Item 1A of Part I of the Company’s Annual Report on Form 10-K for the year ended December 31, 2025, filed with the SEC on February 27, 2026 contains a discussion of our risk factors. Except as set forth in this Item 1A and to the extent that additional factual information disclosed in this Quarterly…
Risks Related to the Pending Mergers and First Hawaiian Following Completion of the Mergers
First Hawaiian and TriCo have incurred and are expected to incur substantial costs related to the mergers.
First Hawaiian and TriCo have incurred and expect to incur a number of significant non-recurring costs associated with the mergers. These costs include legal, financial advisory, accounting, consulting and other advisory fees, severance/employee benefit-related costs, public company filing fees and …
Combining First Hawaiian and TriCo may be more difficult, costly or time-consuming than expected, and First Hawaiian and TriCo may fail to realize the anticipated strategic benefits of the mergers.
How to read Risk Factors (Item 1A) in a 10-Q
A 10-Q risk-factor section usually takes one of three forms; this page classifies it as one of:
- Pointer — the filer states there have been no material changes and points back to the annual 10-K risk factors; there is no own risk text to compare this quarter.
- Partial update — the filer carves out specific updated risks ("except as set forth below"); the excerpts show exactly what is new this quarter.
- Restated in full — the quarter carries the complete risk-factor text. When the prior quarter was only a pointer there is no prior full text to diff against, so the page flags the section as restated instead.
This describes the filing structure only — it is never a judgement on whether risk went up or down.
Source: text-level diff of the two SEC EDGAR filings · deterministic (no AI-generated content) · for reference only · not investment advice