HCI — what changed in the latest 10-Q
A section-by-section comparison of HCI's newest periodic SEC filing (10-K/10-Q) against the prior same-form filing: paragraphs added and removed per section, with verbatim excerpts. Purely a deterministic text diff — no similarity scores, no directional read, not investment advice.
Comparing 10-Q · 2026-08-07 vs the prior 10-Q · 2026-05-07
| Section | Outcome | Added | Removed | Minor | Unchanged |
|---|---|---|---|---|---|
| MD&A | Text added/removed | +125 | −79 | ~124 | 191 |
| Market risk (Item 3) | Text added/removed | +125 | −79 | ~124 | 190 |
| Controls & procedures | Text added/removed | +125 | −79 | ~124 | 190 |
| Legal proceedings | Text added/removed | +125 | −79 | ~124 | 190 |
| Risk factors | No material changes reported (points to the 10-K) | — | — | — | — |
| Other information | Text added/removed | +125 | −79 | ~124 | 190 |
Counts are paragraphs; added/removed means text added or removed vs the prior filing — no direction or judgement implied.
Representative excerpts
Up to 5 excerpts of about 300 characters per section, quoted verbatim from the two SEC filings.
MD&A
Text added vs the prior filing · source: 10-Q · 2026-08-07
See accompanying Notes to Consolidated Financial Statements (unaudited).
See accompanying Notes to Consolidated Financial Statements (unaudited).
Proceeds from sales of available-for-sale fixed-maturity securities
Unrealized (loss) gain on investments in available-for-sale fixed-maturity
Payable on purchase of available-for-sale fixed-maturity securities
Text removed vs the prior filing · source: 10-Q · 2026-05-07
Distributions of return of capital from limited partnership investments
Proceeds from sales of available-for-sale fixed maturity securities
Payable on purchases of available-for-sale fixed-maturity securities
Amortization expense for intangible assets was $449 and $641 for the three months ended March 31, 2026 and 2025, respectively.
The following table summarizes the Company’s long-term debt:
Market risk (Item 3)
Text added vs the prior filing · source: 10-Q · 2026-08-07
See accompanying Notes to Consolidated Financial Statements (unaudited).
See accompanying Notes to Consolidated Financial Statements (unaudited).
Proceeds from sales of available-for-sale fixed-maturity securities
Unrealized (loss) gain on investments in available-for-sale fixed-maturity
Payable on purchase of available-for-sale fixed-maturity securities
Text removed vs the prior filing · source: 10-Q · 2026-05-07
Distributions of return of capital from limited partnership investments
Proceeds from sales of available-for-sale fixed maturity securities
Payable on purchases of available-for-sale fixed-maturity securities
Amortization expense for intangible assets was $449 and $641 for the three months ended March 31, 2026 and 2025, respectively.
The following table summarizes the Company’s long-term debt:
Controls & procedures
Text added vs the prior filing · source: 10-Q · 2026-08-07
See accompanying Notes to Consolidated Financial Statements (unaudited).
See accompanying Notes to Consolidated Financial Statements (unaudited).
Proceeds from sales of available-for-sale fixed-maturity securities
Unrealized (loss) gain on investments in available-for-sale fixed-maturity
Payable on purchase of available-for-sale fixed-maturity securities
Text removed vs the prior filing · source: 10-Q · 2026-05-07
Distributions of return of capital from limited partnership investments
Proceeds from sales of available-for-sale fixed maturity securities
Payable on purchases of available-for-sale fixed-maturity securities
Amortization expense for intangible assets was $449 and $641 for the three months ended March 31, 2026 and 2025, respectively.
The following table summarizes the Company’s long-term debt:
Legal proceedings
Text added vs the prior filing · source: 10-Q · 2026-08-07
See accompanying Notes to Consolidated Financial Statements (unaudited).
See accompanying Notes to Consolidated Financial Statements (unaudited).
Proceeds from sales of available-for-sale fixed-maturity securities
Unrealized (loss) gain on investments in available-for-sale fixed-maturity
Payable on purchase of available-for-sale fixed-maturity securities
Text removed vs the prior filing · source: 10-Q · 2026-05-07
Distributions of return of capital from limited partnership investments
Proceeds from sales of available-for-sale fixed maturity securities
Payable on purchases of available-for-sale fixed-maturity securities
Amortization expense for intangible assets was $449 and $641 for the three months ended March 31, 2026 and 2025, respectively.
The following table summarizes the Company’s long-term debt:
Other information
Text added vs the prior filing · source: 10-Q · 2026-08-07
See accompanying Notes to Consolidated Financial Statements (unaudited).
See accompanying Notes to Consolidated Financial Statements (unaudited).
Proceeds from sales of available-for-sale fixed-maturity securities
Unrealized (loss) gain on investments in available-for-sale fixed-maturity
Payable on purchase of available-for-sale fixed-maturity securities
Text removed vs the prior filing · source: 10-Q · 2026-05-07
Distributions of return of capital from limited partnership investments
Proceeds from sales of available-for-sale fixed maturity securities
Payable on purchases of available-for-sale fixed-maturity securities
Amortization expense for intangible assets was $449 and $641 for the three months ended March 31, 2026 and 2025, respectively.
The following table summarizes the Company’s long-term debt:
How to read Risk Factors (Item 1A) in a 10-Q
A 10-Q risk-factor section usually takes one of three forms; this page classifies it as one of:
- Pointer — the filer states there have been no material changes and points back to the annual 10-K risk factors; there is no own risk text to compare this quarter.
- Partial update — the filer carves out specific updated risks ("except as set forth below"); the excerpts show exactly what is new this quarter.
- Restated in full — the quarter carries the complete risk-factor text. When the prior quarter was only a pointer there is no prior full text to diff against, so the page flags the section as restated instead.
This describes the filing structure only — it is never a judgement on whether risk went up or down.
Source: text-level diff of the two SEC EDGAR filings · deterministic (no AI-generated content) · for reference only · not investment advice