MVBF — what changed in the latest 10-Q
A section-by-section comparison of MVBF's newest periodic SEC filing (10-K/10-Q) against the prior same-form filing: paragraphs added and removed per section, with verbatim excerpts. Purely a deterministic text diff — no similarity scores, no directional read, not investment advice.
Comparing 10-Q · 2026-08-05 vs the prior 10-Q · 2026-05-06
| Section | Outcome | Added | Removed | Minor | Unchanged |
|---|---|---|---|---|---|
| MD&A | Text added/removed | +120 | −73 | ~89 | 202 |
| Market risk (Item 3) | Text added/removed | +120 | −73 | ~89 | 201 |
| Controls & procedures | Text added/removed | +120 | −73 | ~89 | 201 |
| Legal proceedings | Text added/removed | +120 | −73 | ~89 | 201 |
| Risk factors | No material changes reported (points to the 10-K) | — | — | — | — |
| Other information | Text added/removed | +120 | −73 | ~89 | 201 |
Counts are paragraphs; added/removed means text added or removed vs the prior filing — no direction or judgement implied.
Representative excerpts
Up to 5 excerpts of about 300 characters per section, quoted verbatim from the two SEC filings.
MD&A
Text added vs the prior filing · source: 10-Q · 2026-08-05
lindustry factors and volatility and disruption in local, national and international political and economic conditions, such as economic slowdowns or recessions, nationally and in the markets in which we operate and other developments such as wars, natural disasters, epidemics and pandemics, militar…
lour ability to maintain a sufficient cybersecurity risk management program to monitor for and safeguard against cyberattacks or other cyber incidents against us or third parties with whom we do business, including sophisticated cybersecurity activities faced by financial institutions and others tha…
Interest on tax-exempt loans and securities446 670 907 1,371
Interest on short-term borrowings and repurchase agreements32 24 54 98
(Loss) gain on sale of available-for-sale securities, net(26)90 (26)48
Text removed vs the prior filing · source: 10-Q · 2026-05-06
lindustry factors and general economic and political conditions and events, such as economic slowdowns or recessions, nationally and in the markets in which we operate;
lour ability to maintain a sufficient cybersecurity risk management program to monitor for and safeguard against cyberattacks or other cyber incidents against us or third parties with whom we do business;
lchanges, volatility and disruption in local, national and international political and economic conditions, including, without limitation, the imposition of international trade policies and any retaliatory responses thereto, significant developments such as wars, natural disasters, epidemics and pan…
lincreasing risk of continually evolving, sophisticated cybersecurity activities faced by financial institutions and others that could result in, among other things, theft, loss, misuse or disclosure of confidential client, customer or corporate information or assets and a disruption of computer, so…
Interest on short-term borrowings and repurchase agreements22 74
Market risk (Item 3)
Text added vs the prior filing · source: 10-Q · 2026-08-05
lindustry factors and volatility and disruption in local, national and international political and economic conditions, such as economic slowdowns or recessions, nationally and in the markets in which we operate and other developments such as wars, natural disasters, epidemics and pandemics, militar…
lour ability to maintain a sufficient cybersecurity risk management program to monitor for and safeguard against cyberattacks or other cyber incidents against us or third parties with whom we do business, including sophisticated cybersecurity activities faced by financial institutions and others tha…
Interest on tax-exempt loans and securities446 670 907 1,371
Interest on short-term borrowings and repurchase agreements32 24 54 98
(Loss) gain on sale of available-for-sale securities, net(26)90 (26)48
Text removed vs the prior filing · source: 10-Q · 2026-05-06
lindustry factors and general economic and political conditions and events, such as economic slowdowns or recessions, nationally and in the markets in which we operate;
lour ability to maintain a sufficient cybersecurity risk management program to monitor for and safeguard against cyberattacks or other cyber incidents against us or third parties with whom we do business;
lchanges, volatility and disruption in local, national and international political and economic conditions, including, without limitation, the imposition of international trade policies and any retaliatory responses thereto, significant developments such as wars, natural disasters, epidemics and pan…
lincreasing risk of continually evolving, sophisticated cybersecurity activities faced by financial institutions and others that could result in, among other things, theft, loss, misuse or disclosure of confidential client, customer or corporate information or assets and a disruption of computer, so…
Interest on short-term borrowings and repurchase agreements22 74
Controls & procedures
Text added vs the prior filing · source: 10-Q · 2026-08-05
lindustry factors and volatility and disruption in local, national and international political and economic conditions, such as economic slowdowns or recessions, nationally and in the markets in which we operate and other developments such as wars, natural disasters, epidemics and pandemics, militar…
lour ability to maintain a sufficient cybersecurity risk management program to monitor for and safeguard against cyberattacks or other cyber incidents against us or third parties with whom we do business, including sophisticated cybersecurity activities faced by financial institutions and others tha…
Interest on tax-exempt loans and securities446 670 907 1,371
Interest on short-term borrowings and repurchase agreements32 24 54 98
(Loss) gain on sale of available-for-sale securities, net(26)90 (26)48
Text removed vs the prior filing · source: 10-Q · 2026-05-06
lindustry factors and general economic and political conditions and events, such as economic slowdowns or recessions, nationally and in the markets in which we operate;
lour ability to maintain a sufficient cybersecurity risk management program to monitor for and safeguard against cyberattacks or other cyber incidents against us or third parties with whom we do business;
lchanges, volatility and disruption in local, national and international political and economic conditions, including, without limitation, the imposition of international trade policies and any retaliatory responses thereto, significant developments such as wars, natural disasters, epidemics and pan…
lincreasing risk of continually evolving, sophisticated cybersecurity activities faced by financial institutions and others that could result in, among other things, theft, loss, misuse or disclosure of confidential client, customer or corporate information or assets and a disruption of computer, so…
Interest on short-term borrowings and repurchase agreements22 74
Legal proceedings
Text added vs the prior filing · source: 10-Q · 2026-08-05
lindustry factors and volatility and disruption in local, national and international political and economic conditions, such as economic slowdowns or recessions, nationally and in the markets in which we operate and other developments such as wars, natural disasters, epidemics and pandemics, militar…
lour ability to maintain a sufficient cybersecurity risk management program to monitor for and safeguard against cyberattacks or other cyber incidents against us or third parties with whom we do business, including sophisticated cybersecurity activities faced by financial institutions and others tha…
Interest on tax-exempt loans and securities446 670 907 1,371
Interest on short-term borrowings and repurchase agreements32 24 54 98
(Loss) gain on sale of available-for-sale securities, net(26)90 (26)48
Text removed vs the prior filing · source: 10-Q · 2026-05-06
lindustry factors and general economic and political conditions and events, such as economic slowdowns or recessions, nationally and in the markets in which we operate;
lour ability to maintain a sufficient cybersecurity risk management program to monitor for and safeguard against cyberattacks or other cyber incidents against us or third parties with whom we do business;
lchanges, volatility and disruption in local, national and international political and economic conditions, including, without limitation, the imposition of international trade policies and any retaliatory responses thereto, significant developments such as wars, natural disasters, epidemics and pan…
lincreasing risk of continually evolving, sophisticated cybersecurity activities faced by financial institutions and others that could result in, among other things, theft, loss, misuse or disclosure of confidential client, customer or corporate information or assets and a disruption of computer, so…
Interest on short-term borrowings and repurchase agreements22 74
Other information
Text added vs the prior filing · source: 10-Q · 2026-08-05
lindustry factors and volatility and disruption in local, national and international political and economic conditions, such as economic slowdowns or recessions, nationally and in the markets in which we operate and other developments such as wars, natural disasters, epidemics and pandemics, militar…
lour ability to maintain a sufficient cybersecurity risk management program to monitor for and safeguard against cyberattacks or other cyber incidents against us or third parties with whom we do business, including sophisticated cybersecurity activities faced by financial institutions and others tha…
Interest on tax-exempt loans and securities446 670 907 1,371
Interest on short-term borrowings and repurchase agreements32 24 54 98
(Loss) gain on sale of available-for-sale securities, net(26)90 (26)48
Text removed vs the prior filing · source: 10-Q · 2026-05-06
lindustry factors and general economic and political conditions and events, such as economic slowdowns or recessions, nationally and in the markets in which we operate;
lour ability to maintain a sufficient cybersecurity risk management program to monitor for and safeguard against cyberattacks or other cyber incidents against us or third parties with whom we do business;
lchanges, volatility and disruption in local, national and international political and economic conditions, including, without limitation, the imposition of international trade policies and any retaliatory responses thereto, significant developments such as wars, natural disasters, epidemics and pan…
lincreasing risk of continually evolving, sophisticated cybersecurity activities faced by financial institutions and others that could result in, among other things, theft, loss, misuse or disclosure of confidential client, customer or corporate information or assets and a disruption of computer, so…
Interest on short-term borrowings and repurchase agreements22 74
How to read Risk Factors (Item 1A) in a 10-Q
A 10-Q risk-factor section usually takes one of three forms; this page classifies it as one of:
- Pointer — the filer states there have been no material changes and points back to the annual 10-K risk factors; there is no own risk text to compare this quarter.
- Partial update — the filer carves out specific updated risks ("except as set forth below"); the excerpts show exactly what is new this quarter.
- Restated in full — the quarter carries the complete risk-factor text. When the prior quarter was only a pointer there is no prior full text to diff against, so the page flags the section as restated instead.
This describes the filing structure only — it is never a judgement on whether risk went up or down.
Source: text-level diff of the two SEC EDGAR filings · deterministic (no AI-generated content) · for reference only · not investment advice