UVSP — what changed in the latest 10-Q
A section-by-section comparison of UVSP's newest periodic SEC filing (10-K/10-Q) against the prior same-form filing: paragraphs added and removed per section, with verbatim excerpts. Purely a deterministic text diff — no similarity scores, no directional read, not investment advice.
Comparing 10-Q · 2026-11-03 vs the prior 10-Q · 2026-07-28
| Section | Outcome | Added | Removed | Minor | Unchanged |
|---|---|---|---|---|---|
| MD&A | Text added/removed | +22 | −20 | ~52 | 52 |
| Market risk (Item 3) | Text added/removed | 0 | 0 | ~1 | 0 |
| Controls & procedures | Text added/removed | 0 | 0 | ~2 | 0 |
| Legal proceedings | No paragraph-level changes | 0 | 0 | 0 | 1 |
| Risk factors | No material changes reported (points to the 10-K) | — | — | — | — |
| Other information | Text added/removed | 0 | 0 | ~1 | 1 |
Counts are paragraphs; added/removed means text added or removed vs the prior filing — no direction or judgement implied.
Representative excerpts
Up to 5 excerpts of about 300 characters per section, quoted verbatim from the two SEC filings.
MD&A
Text added vs the prior filing · source: 10-Q · 2026-11-03
The financial results for the three and nine months ended September 30, 2025 included tax-free BOLI death benefit proceeds of $967 thousand and $2.1 million, respectively, which represented $0.03 and $0.07 diluted earnings per share for the respective periods.
September 30, 2026, respectively, and approximately 16 and eight basis points for the three and nine months ended September 30, 2025, respectively.
The provision for credit losses for the three months ended September 30, 2026 and 2025 was $9.0 million and $517 thousand, respectively. The provision for credit losses for the nine months ended September 30, 2026 and 2025 was $13.0 million and $8.5 million, respectively. During the third quarter, a…
Investment advisory commission and fee income increased $762 thousand, or 13.4%, for the three months ended September 30, 2026 and $1.9 million, or 11.3%, for the nine months ended September 30, 2026 from the comparable periods in the prior year, driven by appreciation in assets under management and…
Other service fee income increased $479 thousand, or 19.8%, for the three months ended September 30, 2026 and $985 thousand, or 11.9%, for the nine months ended September 30, 2026 from the comparable periods in the prior year, primarily
Text removed vs the prior filing · source: 10-Q · 2026-07-28
The financial results for the six months ended June 30, 2026 included tax-free BOLI death benefit proceeds of $1.1 million, which represented $0.04 diluted earnings per share. In addition, the financial results for the six months ended June 30, 2026 included a $427 thousand restructuring charge ($33…
The provision for credit losses for the three months ended June 30, 2026 and 2025 was $2.7 million and $5.7 million, respectively. The provision for credit losses for the six months ended June 30, 2026 and 2025 was $4.0 million and $8.0 million, respectively. The following table details information …
Net loss on the sale and write-down of OREO increased $5.2 million for the three and six months ended June 30, 2026 from the comparable periods in the prior year due to the valuation adjustment recorded during the quarter as previously mentioned.
Investment advisory commission and fee income increased $583 thousand, or 10.7%, for the three months ended June 30, 2026 and $1.1 million, or 10.2%, for the six months ended June 30, 2026 from the comparable periods in the prior year, driven by appreciation in assets under management and new custom…
Net gain on mortgage banking activities increased $365 thousand, or 37.2%, for the three months ended June 30, 2026 and $509 thousand, or 31.3%, for the six months ended June 30, 2026 from the comparable periods in the prior year, primarily due
How to read Risk Factors (Item 1A) in a 10-Q
A 10-Q risk-factor section usually takes one of three forms; this page classifies it as one of:
- Pointer — the filer states there have been no material changes and points back to the annual 10-K risk factors; there is no own risk text to compare this quarter.
- Partial update — the filer carves out specific updated risks ("except as set forth below"); the excerpts show exactly what is new this quarter.
- Restated in full — the quarter carries the complete risk-factor text. When the prior quarter was only a pointer there is no prior full text to diff against, so the page flags the section as restated instead.
This describes the filing structure only — it is never a judgement on whether risk went up or down.
Source: text-level diff of the two SEC EDGAR filings · deterministic (no AI-generated content) · for reference only · not investment advice