X Financial (XYF) Net margin 2018–2025
X Financial (XYF) net profit margin by fiscal year — reported net income divided by reported revenue.
19.2%FY2025 · since FY2018: 24.9% → 19.2%
| Fiscal year | Value | YoY |
|---|---|---|
| FY2025 | 19.2% | -7.1 pp |
| FY2024 | 26.2% | +1.6 pp |
| FY2023 | 24.6% | +1.9 pp |
| FY2022 | 22.8% | +0.0 pp |
| FY2021 | 22.8% | +82.4 pp |
| FY2020 | -59.7% | -84.7 pp |
| FY2019 | 25.1% | +0.1 pp |
| FY2018 | 24.9% | — |
Net margin = reported net income ÷ reported revenue for the same fiscal year. Loss years show as a negative margin.
Source: SEC XBRL filings · For reference only · Not investment advice