ASRV 最新10-Q变化
将 ASRV 最新的定期申报(10-K/10-Q)与上一份同类型申报逐章节对比:每个章节新增/删除的段落数与原文摘录。全部为确定性文本对比——无相似度评分、无方向判断、非投资建议。
对比:10-Q · 2026-08-14 与上一份 10-Q · 2026-05-14
| 章节 | 结果 | 新增 | 删除 | 微调 | 未变 |
|---|---|---|---|---|---|
| 管理层讨论与分析 | 文字有新增/删除 | +56 | −38 | ~25 | 35 |
| 市场风险(第3项) | 文字有新增/删除 | +2 | −3 | 0 | 1 |
| 控制与程序 | 文字有新增/删除 | +2 | −3 | 0 | 0 |
| 法律诉讼 | 无段落级文字变化 | 0 | 0 | 0 | 1 |
| 其他信息 | 文字有新增/删除 | 0 | 0 | ~1 | 0 |
计数单位为段落;"新增/删除"指相对上一份文件新增/删除的文字,不含方向或好坏判断。
未列出(无法可靠提取或缺失):风险因素
代表性摘录
每个章节最多 5 条、每条约 300 字符的原文摘录,直接来自两份 SEC 文件。
管理层讨论与分析
相对上期新增的文字 · 来源:10-Q · 2026-08-14
The Company reported second quarter 2026 net income of $2,738,000, or $0.16 per diluted common share. This performance represented a $3.0 million improvement from the second quarter of 2025 when the net loss totaled $282,000, or $0.02 per diluted common share. Record quarterly earnings were achieved…
Total interest expense in the second quarter of 2026 decreased by $532,000, or 7.3%, when compared to the second quarter of 2025. Deposit interest expense decreased by $344,000, or 5.4%, despite total average interest-bearing deposits growing by $40.1 million, or 3.8%, compared to the second quarter…
Total borrowings interest expense decreased by $188,000, or 21.2%, for the second quarter of 2026 when compared to the second quarter of 2025. The Company’s average utilization of overnight borrowed funds in the second quarter of 2026 was lower than the 2025 second quarter average level by $3.3 mill…
The table that follows provides an analysis of net interest income on a tax-equivalent basis (non-GAAP) for the three-month periods ended June 30, 2026 and 2025 setting forth (i) average assets, liabilities, and shareholders’ equity, (ii) interest income earned on interest earning assets and interes…
Three months ended June 30 (In thousands, except percentages)
相对上期删除的文字 · 来源:10-Q · 2026-05-14
The Company reported first quarter 2026 net income of $1,794,000, or $0.11 per diluted common share. This performance represented a $114,000, or 6.0%, decrease from the first quarter of 2025 when net income totaled $1,908,000, or $0.12 per diluted common share. Despite the lower level of net income,…
Total interest expense in the first quarter of 2026 decreased favorably by $417,000, or 5.9%, when compared to the first quarter of 2025. Deposit interest expense decreased by $205,000, or 3.3%, despite total average interest-bearing
deposits growing by $39.2 million, or 3.8%, compared to the first quarter of last year. The decrease in deposit interest expense reflects management’s effective deposit pricing strategies along with the benefit of the Federal Reserve easing monetary policy during the final four months of 2025. This …
Total borrowings interest expense decreased by $212,000, or 21.9%, for the first quarter of 2026 when compared to the first quarter of 2025. The Company’s average utilization of overnight borrowed funds in the first quarter of 2026 was lower than the 2025 first quarter average level by $5.6 million,…
The table that follows provides an analysis of net interest income on a tax-equivalent basis (non-GAAP) for the three-month periods ended March 31, 2026 and 2025 setting forth (i) average assets, liabilities, and shareholders’ equity, (ii) interest income earned on interest earning assets and intere…
市场风险(第3项)
相对上期新增的文字 · 来源:10-Q · 2026-08-14
(a) Evaluation of Disclosure Controls and Procedures. The Company’s management carried out an evaluation, under the supervision and with the participation of the President, Chief Executive Officer and Chief Financial Officer, of the effectiveness of the design and the operation of the Company’s disc…
(b) Changes in Internal Controls. Effective June 19, 2026, AmeriServ Financial, Inc. migrated to a new core banking system. The Company designed new controls and modified existing controls as part of this system migration project. While the implementation of the new core banking system required adju…
相对上期删除的文字 · 来源:10-Q · 2026-05-14
(a) Evaluation of Disclosure Controls and Procedures. The Company’s management carried out an evaluation, under the supervision and with the participation of the Chief Executive Officer and the Chief Financial Officer, of the effectiveness of the design and the operation of the Company’s disclosure …
defined in Rules 13a-15(e) and 15d-15(e) under the Exchange Act) as of March 31, 2026, pursuant to Exchange Act Rule 13a-15. Based upon that evaluation, the Chief Executive Officer along with the Chief Financial Officer concluded that the Company’s disclosure controls and procedures as of March 31, …
(b) Changes in Internal Controls. There have been no changes in AmeriServ Financial, Inc.’s internal controls over financial reporting (as defined in Rule 13a-15(f)) that occurred during the most recent fiscal quarter that have materially affected, or are reasonably likely to materially affect, the …
控制与程序
相对上期新增的文字 · 来源:10-Q · 2026-08-14
(a) Evaluation of Disclosure Controls and Procedures. The Company’s management carried out an evaluation, under the supervision and with the participation of the President, Chief Executive Officer and Chief Financial Officer, of the effectiveness of the design and the operation of the Company’s disc…
(b) Changes in Internal Controls. Effective June 19, 2026, AmeriServ Financial, Inc. migrated to a new core banking system. The Company designed new controls and modified existing controls as part of this system migration project. While the implementation of the new core banking system required adju…
相对上期删除的文字 · 来源:10-Q · 2026-05-14
(a) Evaluation of Disclosure Controls and Procedures. The Company’s management carried out an evaluation, under the supervision and with the participation of the Chief Executive Officer and the Chief Financial Officer, of the effectiveness of the design and the operation of the Company’s disclosure …
defined in Rules 13a-15(e) and 15d-15(e) under the Exchange Act) as of March 31, 2026, pursuant to Exchange Act Rule 13a-15. Based upon that evaluation, the Chief Executive Officer along with the Chief Financial Officer concluded that the Company’s disclosure controls and procedures as of March 31, …
(b) Changes in Internal Controls. There have been no changes in AmeriServ Financial, Inc.’s internal controls over financial reporting (as defined in Rule 13a-15(f)) that occurred during the most recent fiscal quarter that have materially affected, or are reasonably likely to materially affect, the …
如何读 10-Q 的风险因素(第 1A 项)
10-Q 的风险因素章节有三种常见形态,本页按其一分类展示:
- 指向(pointer) — 公司仅声明"无重大变化"并指向年度 10-K 的完整风险因素;本季没有自己的风险文本可对比。
- 部分更新(partial) — 公司写明"除下述外无重大变化",只更新部分风险;摘录展示的正是本季新增的内容。
- 全文重述(restated) — 本季重新给出完整风险因素。若上一季只是"指向",则无法逐段对比,本页会将其标为"本季全文重述"。
这只是对文件结构的客观描述,不构成对风险高低的判断。
数据来自 SEC EDGAR 两份申报文件的文本级对比 · 确定性计算(无 AI 生成内容)· 仅供参考 · 非投资建议