ATLO 最新10-Q变化

相对上期新增的文字 · 来源:10-Q · 2026-05-08

• The Company had net income of $6.0 million, or $0.67 per share, for the three months ended March 31, 2026, compared to net income of $3.4 million, or $0.39 per share, for the three months ended March 31, 2025. The increase in earnings is primarily due to an increase in net interest income and decrea…

• Noninterest expense for the three months ended March 31, 2026 totaled $10.9 million compared to $10.3 million recorded for the three months ended March 31, 2025, an increase of 5.9%. The increase reflects higher professional fees, salaries and benefits. The increase in professional fees was primaril…

• As of March 31, 2026, total assets were $2.1 billion, a $9.0 million increase compared to December 31, 2025. This increase in assets is primarily due to an increase in the investment portfolio and partially offset by a decrease in the loan portfolio.

• The investment portfolio totaled $688.8 million as of March 31, 2026, an increase of $32.8 million from the December 31, 2025 balance of $656.0 million. The increase in securities available-for-sale is primarily due to purchases in excess of maturities.

• On a quarterly basis, the investment portfolio is reviewed for credit losses. As of March 31, 2026, gross unrealized losses of $30.1 million, are due to the interest rate environment and are not considered credit-related. Certain bonds in the investment portfolio may incur credit losses and could ne…

相对上期删除的文字 · 来源:10-Q · 2025-11-07

• The Company had net income of $4.6 million, or $0.51 per share, for the three months ended September 30, 2025, compared to net income of $2.2 million, or $0.25 per share, for the three months ended September 30, 2024. For the nine months ended September 30, 2025, net income for the Company totaled $…

• Noninterest expense for the three months ended September 30, 2025 totaled $10.2 million compared to $10.5 million recorded for the three months ended September 30, 2024, a decrease of 2.5%. The decrease in noninterest expense is primarily due to $449 thousand of consultant fees for certain contract …

• Income Statement Review for the Nine Months ended September 30, 2025 and 2024

• The following highlights a comparative discussion of the major components of net income and their impact for the nine months ended September 30, 2025 and 2024:

• The following two tables are used to calculate the Company’s non-GAAP net interest margin on an FTE basis. The first table includes the Company’s average assets and the related income to determine the average yield on earning assets. The second table includes the average liabilities and related expe…