BCOW 最新10-Q变化
将 BCOW 最新的定期申报(10-K/10-Q)与上一份同类型申报逐章节对比:每个章节新增/删除的段落数与原文摘录。全部为确定性文本对比——无相似度评分、无方向判断、非投资建议。
对比:10-Q · 2024-11-08 与上一份 10-Q · 2024-08-08
| 章节 | 结果 | 新增 | 删除 | 微调 | 未变 |
|---|---|---|---|---|---|
| 管理层讨论与分析 | 文字有新增/删除 | +21 | −24 | ~22 | 48 |
| 控制与程序 | 文字有新增/删除 | 0 | 0 | ~2 | 0 |
| 法律诉讼 | 文字有新增/删除 | 0 | 0 | ~1 | 0 |
| 风险因素 | 无段落级文字变化 | 0 | 0 | 0 | 1 |
| 其他信息 | 文字有新增/删除 | 0 | 0 | ~1 | 1 |
计数单位为段落;"新增/删除"指相对上一份文件新增/删除的文字,不含方向或好坏判断。
未列出(无法可靠提取或缺失):市场风险(第3项)
代表性摘录
每个章节最多 5 条、每条约 300 字符的原文摘录,直接来自两份 SEC 文件。
管理层讨论与分析
相对上期新增的文字 · 来源:10-Q · 2024-11-08
Loans. Loans held for investment, net of deferred costs, increased $3.0 million, or 0.8%, to $401.6 million at September 30, 2024, from $398.6 million at December 31, 2023. This increase was primarily the result of a $2.4 million increase in commercial loans and a $2.0 million increase in commercial…
Allowance for Credit Losses. The allowance for credit losses for loans was $4.0 million, or 0.99%, of loans, net of deferred costs, at September 30, 2024 compared to an allowance for credit losses for loans of $3.7 million, or 0.94% of loans, net of deferred costs, at December 31, 2023. During the f…
FHLB Stock. FHLB stock increased $400,000, or 9.5%, from $4.2 million at December 31, 2023 to $4.6 million at September 30, 2024. This increase was primarily due to the requirement by the FHLB to hold additional stock as a result of the increased level of advances.
Deposits. Deposits decreased $8.4 million, or 2.1%, to $395.3 million at September 30, 2024, from $403.7 million at December 31, 2023. During this period, noninterest bearing checking accounts decreased $7.1 million, or 9.0%, interest bearing checking accounts decreased $1.8 million, or 6.2%, money …
Advance Payments by Borrowers for Taxes and Insurance. Advance payments by borrowers for taxes and insurance increased $8.6 million to $9.8 million at September 30, 2024 from $1.2 million at December 31, 2023. The increase was due to normal seasonal activity.
相对上期删除的文字 · 来源:10-Q · 2024-08-08
Loans Held for Sale. Loans held for sale increased $882,000, to $1.6 million at June 30, 2024, as a result of an increase in the volume of loans originated and sold during the quarter. Mortgage loan originations and sales were $9.5 million and $8.8 million, respectively, during the first six months …
Loans. Loans held for investment, net of deferred costs, increased $4.1 million, or 1.0%, to $402.7 million at June 30, 2024, from $398.6 million at December 31, 2023. This increase was primarily the result of a $5.8 million increase in commercial real estate loans, partially offset by a $1.8 millio…
Allowance for Credit Losses. The allowance for credit losses for loans was $3.9 million, or 0.96%, of loans, net of deferred costs, at June 30, 2024 compared to an allowance for credit losses for loans of $3.7 million, or 0.94% of loans, net of deferred costs, at December 31, 2023. During the first …
Other Assets. Other assets increased $661,000, or 7.3%, to $9.6 million at June 30, 2024, from $9.0 million at December 31, 2023. This increase was primarily due to a $275,000 increase in prepaid insurance premiums and a $367,000 increase in net deferred tax assets.
FHLB Stock. FHLB stock increased $400,000, or 9.5%, from $4.2 million at December 31, 2023 to $4.6 million at June 30, 2024. This increase was primarily due to the requirement by the FHLB to hold additional stock as a result of the increased level of advances.
如何读 10-Q 的风险因素(第 1A 项)
10-Q 的风险因素章节有三种常见形态,本页按其一分类展示:
- 指向(pointer) — 公司仅声明"无重大变化"并指向年度 10-K 的完整风险因素;本季没有自己的风险文本可对比。
- 部分更新(partial) — 公司写明"除下述外无重大变化",只更新部分风险;摘录展示的正是本季新增的内容。
- 全文重述(restated) — 本季重新给出完整风险因素。若上一季只是"指向",则无法逐段对比,本页会将其标为"本季全文重述"。
这只是对文件结构的客观描述,不构成对风险高低的判断。
数据来自 SEC EDGAR 两份申报文件的文本级对比 · 确定性计算(无 AI 生成内容)· 仅供参考 · 非投资建议