BKSC 最新10-Q变化
将 BKSC 最新的定期申报(10-K/10-Q)与上一份同类型申报逐章节对比:每个章节新增/删除的段落数与原文摘录。全部为确定性文本对比——无相似度评分、无方向判断、非投资建议。
对比:10-Q · 2023-08-04 与上一份 10-Q · 2023-05-11
| 章节 | 结果 | 新增 | 删除 | 微调 | 未变 |
|---|---|---|---|---|---|
| 管理层讨论与分析 | 文字有新增/删除 | +17 | −6 | ~29 | 26 |
| 市场风险(第3项) | 无段落级文字变化 | 0 | 0 | 0 | 1 |
| 控制与程序 | 文字有新增/删除 | 0 | 0 | ~2 | 1 |
| 法律诉讼 | 无段落级文字变化 | 0 | 0 | 0 | 1 |
计数单位为段落;"新增/删除"指相对上一份文件新增/删除的文字,不含方向或好坏判断。
未列出(无法可靠提取或缺失):风险因素、其他信息
代表性摘录
每个章节最多 5 条、每条约 300 字符的原文摘录,直接来自两份 SEC 文件。
管理层讨论与分析
相对上期新增的文字 · 来源:10-Q · 2023-08-04
Cash and Cash Equivalents (including interest-bearing deposits at the Federal Reserve)
Total cash and cash equivalents decreased 8.7% or $2.4 million to $25.4 million as of June 30, 2023, from $27.8 million as of December 31, 2022. The decrease in total cash and cash equivalents is primarily due to a net decrease in deposit accounts of $33.9 million and a net increase in loans of $11.…
The average balance of deposits decreased $34.7 million or 5.71% to $574.1 million for the three months ended June 30, 2023, with a yield of 0.85% as compared to $608.8 million for the three months ended June 30, 2022, with a yield of 0.02%. Deposit rates paid have increased as deposit rates paid fr…
We have established an allowance for credit losses through a charge (credit) to the provision for credit losses on our consolidated statements of income. We review our loan portfolio periodically to evaluate our outstanding loans and to measure both the performance of the portfolio and the adequacy …
Other income decreased $0.2 million or 26.37% to $0.4 million for the three months ended June 30, 2023, from $0.6 million for the three months ended June 30, 2022. This decrease was primarily due to a $0.1 million decrease in mortgage banking income. The Bank sold $12.2 million of mortgage loans hel…
相对上期删除的文字 · 来源:10-Q · 2023-05-11
Total cash and cash equivalents decreased 51.9% or $7.7 million to $7.1 million as of March 31, 2023, from $14.8 million as of December 31, 2022. The decrease in total cash and cash equivalents is primarily due to a net decrease in deposit accounts, partially offset by net proceeds from maturities o…
We have established an allowance for credit losses through a charge (credit) to the provision for credit losses on our consolidated statements of income. We review our loan portfolio periodically to evaluate our outstanding loans and to measure both the performance of the portfolio and the adequacy …
Other income decreased $0.2 million or 29.21% to $0.4 million for the three months ended March 31, 2023, from $0.6 million for the three months ended March 31, 2022. This decrease was primarily due to a $0.1 million decrease in mortgage banking income and decrease of $0.1 million on gains on sales o…
Non-interest expense increased $0.2 million or 7.75% to $3.2 million for the three months ended March 31, 2023, from $3.0 million for the three months ended March 31, 2022. The increase in non-interest expense was primarily due to increases in salaries and employee benefits and net occupancy expense…
Income tax expense was $0.3 million for the three months ended March 31, 2023 as compared to $0.4 million during the same period in 2022. Our effective tax rate was 14.33% and 23.39% for the three months ended March 31, 2023 and 2022, respectively. The lower effective rate is the result of the prior…
如何读 10-Q 的风险因素(第 1A 项)
10-Q 的风险因素章节有三种常见形态,本页按其一分类展示:
- 指向(pointer) — 公司仅声明"无重大变化"并指向年度 10-K 的完整风险因素;本季没有自己的风险文本可对比。
- 部分更新(partial) — 公司写明"除下述外无重大变化",只更新部分风险;摘录展示的正是本季新增的内容。
- 全文重述(restated) — 本季重新给出完整风险因素。若上一季只是"指向",则无法逐段对比,本页会将其标为"本季全文重述"。
这只是对文件结构的客观描述,不构成对风险高低的判断。
数据来自 SEC EDGAR 两份申报文件的文本级对比 · 确定性计算(无 AI 生成内容)· 仅供参考 · 非投资建议