BLND 最新10-Q变化
将 BLND 最新的定期申报(10-K/10-Q)与上一份同类型申报逐章节对比:每个章节新增/删除的段落数与原文摘录。全部为确定性文本对比——无相似度评分、无方向判断、非投资建议。
对比:10-Q · 2026-08-06 与上一份 10-Q · 2026-05-07
| 章节 | 结果 | 新增 | 删除 | 微调 | 未变 |
|---|---|---|---|---|---|
| 管理层讨论与分析 | 文字有新增/删除 | +29 | −21 | ~15 | 32 |
| 市场风险(第3项) | 文字有新增/删除 | 0 | 0 | ~1 | 2 |
| 控制与程序 | 文字有新增/删除 | +6 | −3 | ~1 | 7 |
| 法律诉讼 | 无段落级文字变化 | 0 | 0 | 0 | 2 |
| 风险因素 | 文字有新增/删除 | +8 | −8 | ~11 | 378 |
| 其他信息 | 文字有新增/删除 | +1 | −1 | ~4 | 0 |
计数单位为段落;"新增/删除"指相对上一份文件新增/删除的文字,不含方向或好坏判断。
代表性摘录
每个章节最多 5 条、每条约 300 字符的原文摘录,直接来自两份 SEC 文件。
管理层讨论与分析
相对上期新增的文字 · 来源:10-Q · 2026-08-06
(2) Net of $0.1 million and $0.2 million of additions to capitalized internal-use software for the three and six months ended June 30, 2026, and $1.1 million and $2.3 million for the three and six months ended June 30, 2025, respectively.
Loss before equity in losses of equity method investee(4)(12)(10)(17)
Total revenue increased by $2.2 million, or 7%, for the three months ended June 30, 2026 compared to the three months ended June 30, 2025.
•Mortgage Suite revenue increased by $1.3 million, or 7%, primarily due to an increase in overall mortgage market originations year-over-year and new customer deployments; partially offset by customer churn and the transition to a partnership model for verification of income.
•Consumer Banking Suite revenue increased by $0.7 million, or 6%, primarily due to deployments of several large customers, partially offset by customer churn and the transition to a partnership model for verification of income.
相对上期删除的文字 · 来源:10-Q · 2026-05-07
Loss before equity in losses of equity method investee(5,084)(6,896)
(2) Net of $0.1 million, $1.2 million of additions to capitalized internal-use software for the three months ended March 31, 2026 and 2025, respectively.
Loss before equity in losses of equity method investee(16)(26)
Comparison of the Three Months Ended March 31, 2026 and 2025
Total revenue increased by $4.0 million, or 15%, for the three months ended March 31, 2026 compared to the three months ended March 31, 2025.
控制与程序
相对上期新增的文字 · 来源:10-Q · 2026-08-06
With the oversight of the Audit Committee, we have developed a remediation plan to address the material weaknesses described above. The remediation measures we have taken to date include:
•Designing and implementing new manual and automated controls and enhancing existing controls to ensure (i) the accuracy and occurrence of transaction quantity used to record revenue, including the completeness and accuracy of data flows and automated data transformations of the quantity information…
•Designing and implementing new and enhancing existing IT general controls over financially relevant systems used in the collection, transferring and processing of data used in the billing and revenue reporting process.
We believe our remediation plan will be sufficient to remediate the material weaknesses. However, the material weaknesses will not be considered remediated until management has fully completed the design and implementation of the remediation
actions and the controls operate for a sufficient period of time, and management has concluded, through testing, that these controls are effective. As we test our internal controls over financial reporting, we may determine that additional measures or modifications to the remediation plan are necess…
相对上期删除的文字 · 来源:10-Q · 2026-05-07
We are enhancing the design of our internal controls to remediate the material weaknesses which includes designing and implementing procedures to ensure (i) the completeness and accuracy of revenue data flows and automated data transformations; (ii) the accuracy of pricing; and (iii) the accuracy of…
We believe these measures will remediate the material weaknesses; however, the material weaknesses will not be considered remediated until the applicable controls have been designed, implemented and operated for a sufficient period of time and management has concluded, through testing, that these co…
There were no changes in our internal control over financial reporting identified in management’s evaluation pursuant to Rules 13a-15(d) or 15d-15(d) of the Exchange Act during the quarter ended March 31, 2026 that materially affected, or are reasonably likely to materially affect, our internal cont…
风险因素
相对上期新增的文字 · 来源:10-Q · 2026-08-06
Our internal resources and personnel may in the future be insufficient to avoid accounting errors, and there can be no assurance that we will not have additional material weaknesses in the future. Any failure to develop or maintain effective controls or any
divert their attention away from the day-to-day management of our business, and our business, financial condition, and results of operations could be adversely affected.
Further, we cannot predict whether assertions of third-party intellectual property rights or claims arising from such assertions would substantially adversely affect our business, financial condition, and results of operations. The defense of these claims and any future infringement claims, whether …
expend additional development resources to redesign our offerings, and enter into potentially unfavorable royalty or license agreements in order to obtain the right to use necessary technologies. Royalty or licensing agreements, if required, may be unavailable on terms acceptable to us, or at all. I…
Our Class A common stock has one vote per share, our Class B common stock has 40 votes per share, and our Class C common stock has no voting rights, except as otherwise required by law. As of June 30, 2026, Nima Ghamsari, Head of Blend, Co-Founder, and Chair of our board of directors, beneficially o…
相对上期删除的文字 · 来源:10-Q · 2026-05-07
Our internal resources and personnel may in the future be insufficient to avoid accounting errors, and there can be no assurance that we will not have additional material weaknesses in the future. Any failure to develop or maintain effective controls or any difficulties encountered in their implemen…
Our master agreement with AWS will remain in effect until terminated by AWS or us. We have a three-year agreement with AWS, expiring on June 30, 2026, that may only be terminated by us or AWS for cause upon a material breach of the agreement, subject to the terminating party providing prior written …
Further, we cannot predict whether assertions of third-party intellectual property rights or claims arising from such assertions would substantially adversely affect our business, financial condition, and results of operations. The defense of these claims and any future infringement claims, whether …
of amendments to our Amended and Restated Certificate of Incorporation and amended and restated bylaws, and the approval of any merger, consolidation, sale of all or substantially all of our assets or other major corporate transaction.
Our Class A common stock has one vote per share, our Class B common stock has 40 votes per share, and our Class C common stock has no voting rights, except as otherwise required by law. As of March 31, 2026, Nima Ghamsari, Head of Blend, Co-Founder, and Chair of our board of directors, beneficially …
其他信息
相对上期新增的文字 · 来源:10-Q · 2026-08-06
On June 12, 2026, Mr. Venkatramani adopted a Rule 10b5-1 trading arrangement providing for the sale from time to time of an aggregate of up to 205,803 shares of our Class A common stock, with the exact number of shares to be sold pursuant to Mr. Venkatramani’s trading arrangement to (i) be determine…
相对上期删除的文字 · 来源:10-Q · 2026-05-07
On March 18, 2026, Eric Woersching, a member of our board of directors, adopted a Rule 10b5-1 trading arrangement providing for the sale from time to time of an aggregate of up to 50,000 shares of our Class A common stock, with the exact number of shares to be sold pursuant to Mr. Woersching’s tradi…
如何读 10-Q 的风险因素(第 1A 项)
10-Q 的风险因素章节有三种常见形态,本页按其一分类展示:
- 指向(pointer) — 公司仅声明"无重大变化"并指向年度 10-K 的完整风险因素;本季没有自己的风险文本可对比。
- 部分更新(partial) — 公司写明"除下述外无重大变化",只更新部分风险;摘录展示的正是本季新增的内容。
- 全文重述(restated) — 本季重新给出完整风险因素。若上一季只是"指向",则无法逐段对比,本页会将其标为"本季全文重述"。
这只是对文件结构的客观描述,不构成对风险高低的判断。
数据来自 SEC EDGAR 两份申报文件的文本级对比 · 确定性计算(无 AI 生成内容)· 仅供参考 · 非投资建议