CBKM 最新10-K变化
将 CBKM 最新的定期申报(10-K/10-Q)与上一份同类型申报逐章节对比:每个章节新增/删除的段落数与原文摘录。全部为确定性文本对比——无相似度评分、无方向判断、非投资建议。
对比:10-K · 2026-09-10 与上一份 10-K · 2025-09-05
| 章节 | 结果 | 新增 | 删除 | 微调 | 未变 |
|---|---|---|---|---|---|
| 业务概况 | 文字有新增/删除 | +1 | 0 | ~12 | 23 |
| 风险因素 | 文字有新增/删除 | 0 | 0 | ~1 | 6 |
| 法律诉讼 | 文字有新增/删除 | 0 | 0 | ~1 | 0 |
| 管理层讨论与分析 | 文字有新增/删除 | +16 | −16 | ~33 | 46 |
计数单位为段落;"新增/删除"指相对上一份文件新增/删除的文字,不含方向或好坏判断。
未列出(无法可靠提取或缺失):市场风险(第7A项)
代表性摘录
每个章节最多 5 条、每条约 300 字符的原文摘录,直接来自两份 SEC 文件。
业务概况
相对上期新增的文字 · 来源:10-K · 2026-09-10
In November 2025, the FDIC adopted amendments to Part 363, Annual Independent Audits and Reporting Requirements, that became effective January 1, 2026. Among other changes, the amendments increased the threshold for internal control over financial reporting requirements from $1 billion to $5 billion…
管理层讨论与分析
相对上期新增的文字 · 来源:10-K · 2026-09-10
new investments in existing markets may prove less profitable or develop more slowly than expected;
the effects of, and changes in, trade, tariff policies, monetary and fiscal policies and laws, including interest rate policies of the Federal Reserve Board;
changes in consumer spending, borrowing, and savings habits;
a $990 provision for credit losses on loans and a $205 provision for credit losses on unfunded commitments were recorded during fiscal year 2026 compared with a $1,137 provision for credit losses on loans and a $10 provision for credit losses on unfunded commitments that were recorded during fiscal …
Interest expense for fiscal year 2026 was $19,649, an increase of $707 from fiscal year 2025. Interest expense increased because of a $68,627, or 8.6% increase in average interest-bearing liabilities. The increased expense due to volume was partially offset by a decline in the cost of time deposits …
相对上期删除的文字 · 来源:10-K · 2025-09-05
the effects of, and changes in, trade, monetary and fiscal policies and laws, including interest rate policies of the Federal Reserve Board;
a $1,137 provision for credit losses on loans and a $10 provision for credit losses on unfunded commitments were recorded during fiscal year 2025 compared with a $556 provision for credit losses on loans and a $63 provision for credit losses on unfunded commitments that were recorded during fiscal y…
Interest expense for fiscal year 2025 was $18,942, an increase of $1,716 from fiscal year 2024. Interest expense increased primarily because of an increase in the cost of savings deposits, which includes money market accounts that have seen the largest increase in rates. Also, interest expense was i…
A provision for credit losses on loans of $1,137 was recorded in fiscal year 2025 compared with $556 in fiscal year 2024. The increase in the provision for expected credit losses on loans recorded in fiscal year 2025 was primarily due to the organic growth and a change in loan mix within the loan po…
For fiscal year 2025, net charge-offs of $597, or 0.07% of total loans, were recorded compared with $402, or 0.05% of total loans, for the same period last year. The allowance for credit losses as a percentage of loans was 1.04% at June 30, 2025 and 2024. The allowance for credit losses as a percent…
如何读 10-Q 的风险因素(第 1A 项)
10-Q 的风险因素章节有三种常见形态,本页按其一分类展示:
- 指向(pointer) — 公司仅声明"无重大变化"并指向年度 10-K 的完整风险因素;本季没有自己的风险文本可对比。
- 部分更新(partial) — 公司写明"除下述外无重大变化",只更新部分风险;摘录展示的正是本季新增的内容。
- 全文重述(restated) — 本季重新给出完整风险因素。若上一季只是"指向",则无法逐段对比,本页会将其标为"本季全文重述"。
这只是对文件结构的客观描述,不构成对风险高低的判断。
数据来自 SEC EDGAR 两份申报文件的文本级对比 · 确定性计算(无 AI 生成内容)· 仅供参考 · 非投资建议