CULL 最新10-Q变化

相对上期新增的文字 · 来源:10-Q · 2024-05-14

• inflation and changes in the interest rate environment that reduce our margins and yields, our mortgage banking revenues, the fair value of financial instruments, including our mortgage servicing rights asset, or our level of loan originations, or increases the level of defaults, losses and prepayme…

• the effects of natural or man-made disasters and extreme weather events;

• changes in our ability to pay dividends; either at current rates or at all;

• Securities available for sale decreased $634 thousand, or 2.2%, to $27.7 million at March 31, 2024 from $28.3 million at December 31, 2023. The decrease is primarily due to the paydowns received in mortgaged-backed securities. The decrease is additionally due an increase in the unrealized loss.

• Total deposits decreased $563 thousand, or 0.2%, to $268.4 million at March 31, 2024 from $269.0 million at December 31, 2023. We experienced decreases in interest-bearing demand deposits of $5.0 million, or 4.7%, to $101.3 million at March 31, 2024 from $106.3 million at December 31, 2023, and regu…

相对上期删除的文字 · 来源:10-Q · 2023-11-14

• inflation and changes in the interest rate environment that reduce our margins and yields, our mortgage banking revenues, the fair value of financial instruments,

• including our mortgage servicing rights asset, or our level of loan originations, or increases in the level of defaults, losses and prepayments on loans we have made and make;

• Securities available for sale decreased $2.5 million or 8.3%, to $27.3 million at September 30, 2023 from $29.8 million at December 31, 2022. The decrease was caused by the increase in the unrealized loss as well as paydowns received.

• Total deposits decreased $18.7 million, or 6.4%, to $274.2 million at September 30, 2023 from $292.9 million at December 31, 2022. We experienced decreases in regular savings and other deposits of $16.9 million, or 21.2%, to $62.7 million at September 30, 2023 from $79.6 million at December 31, 2022…

• Stockholders’ equity increased $1.0 million, or 1.0%, to $101.2 million at September 30, 2023 from $100.2 million at December 31, 2022. The increase was mainly due to the increase in retained earnings of $2.0 million for the nine months ended September 30, 2023. Stockholders' equity (book value) per…

相对上期新增的文字 · 来源:10-Q · 2024-05-14

• Under the supervision and with the participation of our management, including our Chief Executive Officer and Chief Financial Officer, we have evaluated the effectiveness of the design and operation of our disclosure controls and procedures (as defined in Rule 13a-15(e) and 15d-15(e) under the Excha…

• Act) as of the end of the period covered by the quarterly report. Based upon that evaluation, the Chief Executive Officer and Chief Financial Officer concluded that, as of the end of the period covered by this report, our disclosure controls and procedures are effective to ensure that information re…

相对上期删除的文字 · 来源:10-Q · 2023-11-14

• Under the supervision and with the participation of our management, including our Chief Executive Officer and Chief Financial Officer, we have evaluated the effectiveness of the design and operation of our disclosure controls and procedures (as defined in Rule 13a-15(e) and 15d-15(e) under the Excha…