ECBK 最新10-Q变化

相对上期新增的文字 · 来源:10-Q · 2026-05-08

• Comparison of Financial Condition at March 31, 2026 and December 31, 2025

• Cash and Cash Equivalents. Cash and cash equivalents were $111.3 million at March 31, 2026, as compared to $86.9 million at December 31, 2025, or an increase of $24.4 million, or 28.0%. The increase in cash and cash equivalents was driven by strong deposit growth that outpaced our loan growth for th…

• Interest-Bearing Time Deposits. Interest-bearing time deposits were $11.5 million at March 31, 2026, as compared to $8.0 million at December 31, 2025, or an increase of $3.5 million, or 43.7%. This increase was due to purchases of new short-term interest-bearing time deposits.

• Investment Securities Available for Sale. Investments in securities available for sale were $37.1 million at March 31, 2026, as compared to $34.3 million at December 31, 2025, or an increase of $2.7 million, or 8.0%. This increase was due to purchases of new securities.

• Investment Securities Held to Maturity. Investments in securities held to maturity were $51.6 million at March 31, 2026, as compared to $55.8 million at December 31, 2025, or a decrease of $4.1 million, or 7.4%. This decrease was due to maturities and principal paydowns of securities.

相对上期删除的文字 · 来源:10-Q · 2025-11-07

• We use the liability method of accounting for income taxes. Under this method, deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax b…

• We classify our investments in debt securities as either held-to-maturity or available-for-sale. Securities classified as held-to maturity are recorded at amortized cost. Available-for-sale securities are carried at fair value. We obtain our fair values from one or more third-party services. This se…

• For any debt security with a fair value less than its amortized cost basis, we will determine whether we have the intent to sell the debt security or whether it is more likely than not we will be required to sell the debt security before the recovery of its amortized cost basis. If either condition …

• Comparison of Financial Condition at September 30, 2025 and December 31, 2024

• Cash and Cash Equivalents. Cash and cash equivalents were $102.6 million at September 30, 2025, as compared to $157.6 million at December 31, 2024, or a decrease of $55.0 million, or 34.9%. The decrease in cash and cash equivalents was driven by growth in both loans and investments that in aggregate…