FBSI 最新10-Q变化

相对上期新增的文字 · 来源:10-Q · 2012-05-15

• On April 5, 2012, the Jumpstart Our Business Startups (“JOBS”) Act was signed into law. The JOBS Act allows banks and bank holding companies to terminate the registration of a class of securities under Section 12(g) and Section 12(b) of the Exchange Act if such class is held of record by less than 1…

• On August 17, 2009, the Company and the Bank each entered into a Stipulation and Consent to the Issuance of Order to Cease and Desist from the Office of Thrift Supervision (“OTS”). In connection with the elimination of the OTS as a result of the Dodd-Frank Wall Street Reform and Consumer Protection …

• Effective October 25, 2011, the Order to Cease and Desist the Bank entered into with the OTS was terminated. Subsequently, on November 3, 2011, the Bank entered into an informal agreement (“Agreement”) with the Director of the Division of Finance of the State of Missouri (“Division”) and the FDIC (c…

• terms of the informal Agreement, which is significantly less onerous than the Order to Cease and Desist, the Bank has agreed to:

• On February 28, 2012, the Company filed documents with the Missouri Division of Finance requesting permission to close the First Home Savings Bank's offices in Galena, Missouri and Theodosia, Missouri. The decision to close these offices was the result of an extensive analysis of the operations of t…

相对上期删除的文字 · 来源:10-Q · 2012-02-14

• Last year Congress enacted the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Dodd-Frank Act”) which is significantly changing the current bank regulatory structure and affect the lending, investment, trading and operating activities of financial institutions and their holding companies…

• In addition to new capital requirements, the Dodd-Frank Act also implements far-reaching changes across the financial regulatory landscape, including provisions that, among other things, has or will:

• Centralized responsibility for consumer financial protection by creating a new agency within the Federal Reserve Board, the Bureau of Consumer Financial Protection, with broad rulemaking, supervision and enforcement authority for a wide range of consumer protection laws that would apply to all banks…

• Provide for new disclosure and other requirements relating to executive compensation and corporate governance.

• Made permanent the $250,000 limit for federal deposit insurance and provide unlimited federal deposit insurance until January 1, 2013 for non interest-bearing demand transaction accounts at all insured depository institutions.