FCCO 最新10-Q变化

相对上期新增的文字 · 来源:10-Q · 2026-08-12

• · risks associated with leadership transitions, including the ability to retain key employees, maintain client relationships, and successfully integrate new executive responsibilities; and

• · Our effective tax rate was 22.01% during the three months ended June 30, 2026 compared to 22.41% during the three months ended June 30, 2025. During the second quarter of 2026, we purchased $900,000 in 2026 South Carolina Low-Income Housing Tax Credits, which resulted in an income tax benefit of $…

• Other non-interest income increased $139,000 to $1.4 million during the three months ended June 30, 2026 from $1.2 million during the same period in 2025. The $139,000 increase was primarily due to increases in other non-recurring income (gain on insurance proceeds) of $80,000, rental income of $20,…

• · Occupancy expenses increased $121,000 to $893,000 from $772,000. These costs were primarily composed of new fees associated with the acquisition of two additional locations as part of the merger with SGBG.

• · Merger expenses increased $269,000 to $503,000 from $234,000. These costs were primarily composed of legal and professional fees related to the merger with SGBG.

相对上期删除的文字 · 来源:10-Q · 2026-05-15

• · Our effective tax rate was 7.36% during the three months ended March 31, 2026 compared to 22.85% during the three months ended March 31, 2025. This decline was due to federal income tax credits purchased during the three months ended March 31, 2026.

• The average balance amounts presented below reflect the corrected preliminary purchase accounting adjustments described in Note 2. The corrections reallocated certain average balances between goodwill and other intangibles and other assets but did not affect total average assets.

• Amounts Reflected in April 22, 2026 Earnings Release Corrected Amounts Reflected in Form 10-Q

• Goodwill and other intangibles $32.279 million $30.655 million

• Other non-interest income increased $24,000 to $1.2 million during the three months ended March 31, 2026 from $1.2 million during the same period in 2025. The $24,000 increase was primarily due to increases in wire transfer fees of $18,000 and rental income of $15,000, partially offset by a decline …