FNMAL 最新10-Q变化

相对上期新增的文字 · 来源:10-Q · 2026-07-29

• •Net income was $4.0 billion in the second quarter of 2026 compared with $3.3 billion in the second quarter of 2025. Net income increased by $665 million from the second quarter of 2025, primarily driven by a $461 million decrease in provision for credit losses, a $324 million increase in net revenu…

• ◦Non-interest expense was $2.1 billion in the second quarter of 2026, a decrease of $265 million from the second quarter of 2025, primarily due to a $185 million shift from other expenses in the second quarter of 2025 to other income in the second quarter of 2026.

• •Net income was $7.7 billion for the first half of 2026 compared with $7.0 billion for the first half of 2025. Net income increased by $724 million from the first half of 2025, primarily driven by a $681 million decrease in non-interest expense, a $519 million increase in net revenues and a $208 mil…

• ◦Net revenues totaled $14.8 billion in the first half of 2026, up $519 million from the first half of 2025, primarily driven by a $297 million increase in net interest income from portfolios, a $132 million increase in net interest income from base guaranty fees, and a $95 million increase in net de…

• ◦Provision for credit losses was $762 million in the first half of 2026, consisting of a $329 million single-family provision for credit losses and a $433 million multifamily provision for credit losses. The single-family provision was primarily driven by current-period loan acquisitions and newly d…

相对上期删除的文字 · 来源:10-Q · 2026-04-29

• In April 2026, we updated our Selling Guide to allow for two new credit score models—VantageScore® 4.0 and FICO® Score 10T. For additional information on these new models, see “Single-Family Business—Single-Family Mortgage Credit Risk Management—Single-Family Acquisition and Servicing Policies and U…

• Recently announced new artificial intelligence (“AI”) models have raised concerns that the new models may significantly increase the ability of cyber threat actors (including the AI itself acting autonomously) to use AI tools to find and exploit cybersecurity vulnerabilities. We are engaging with in…

• •Net income was $3.7 billion for both the first quarter of 2026 and the first quarter of 2025. Net income increased by $59 million from the first quarter of 2025, primarily driven by a $247 million decrease in administrative expenses, a $195 million increase in net revenues and a $121 million decrea…

• ◦Non-interest expense was $2.2 billion in the first quarter of 2026, a decrease of $416 million from the first quarter of 2025, primarily due to a $247 million decrease in administrative expenses and a $121 million decrease in credit enhancement expense.

• •Net worth increased by $3.7 billion in the first quarter of 2026 to $112.7 billion as of March 31, 2026.