FRST 最新10-Q变化

相对上期新增的文字 · 来源:10-Q · 2026-08-07

• ●uncertainties surrounding geopolitical events, trade policy developments, tariffs and retaliatory trade measures, taxation policy and federal monetary policy, which continue to impact the outlook for future economic growth (including an economic downturn or recession), and may adversely affect our …

• ●risks and costs associated with the use, development and implementation of artificial intelligence technologies, including operational, compliance, model risk, cybersecurity, privacy and reputational risks;

• ●regulatory, legislative, supervisory, litigation, reputational and operational risks associated with the provision of banking services to customers operating in industries subject to heightened governmental, public or media scrutiny, including allegations or claims relating to account access, custo…

• ●Approximately $90 million of funded loans year-to-date with a pipeline of $158 million as of June 30, 2026.

• ●Continued success of our proprietary banking app for commercial depositors with over $450 million of our deposit base utilizing the service, including new deposit relationships as a result of the offering.

相对上期删除的文字 · 来源:10-Q · 2026-05-08

• ●uncertainties surrounding geopolitical events, trade policy, taxation policy and federal monetary policy, which continue to impact the outlook for future economic growth (including an economic downturn or recession), including the U.S. imposition of tariffs on other countries and consideration of r…

• ●risks related to DEI and ESG strategies and initiatives, the scope and pace of which could alter our reputation and shareholder, associate, customer and third-party affiliations or result in litigation in connection with anti-DEI and anti-ESG laws, rules or activism;

• ●our ability to realize the value of derivative assets that are recorded at fair value due to changes in fair value driven by actual results being materially different than our assumptions;

• ●$66 million of closed loans in the first quarter of 2026 with a pipeline of $123 million as of March 31, 2026.

• ●Outstanding loan balances grew 10% to $600 million during the three months ended March 31, 2026 from $544 million as of December 31, 2025. The balance as of March 31, 2026 included $38 million classified as HFS that subsequently sold in April 2026.