FXNC 最新10-Q变化

相对上期新增的文字 · 来源:10-Q · 2026-08-13

• the Company’s branch and market expansions and reductions, technology initiatives and other strategic initiatives, and the Company's ability to achieve the expected benefit of these initiatives;

• The primary source of revenue is from net interest income earned by the Bank. Net interest income is the difference between interest income and interest expense and typically represents between 75% and 85% of the Company’s total revenue. Interest income is determined by the amount of interest-earnin…

• Primary expense categories are salaries and employee benefits, which comprised 55% of noninterest expenses for the six months ended June 30, 2026, followed by other operating expense, which comprised 11% of noninterest expenses. The provision for credit losses is also typically a primary expense of …

• Comparing the Three-Month Periods Ended June 30, 2026 and June 30, 2025

• Net income increased by $692 thousand to $5.7 million, or $0.63 per diluted share, for the three months ended June 30, 2026 , compared to $5.1 million, or $0.56 per diluted share, for the same period in 2025 . Return on average assets was 1.11% and return on average equity was 12.03% for the second …

相对上期删除的文字 · 来源:10-Q · 2026-05-13

• the Company’s branch and market expansions, technology initiatives and other strategic initiatives;

• In March of 2025 two previously held subsidiaries of the Company, Bank of Fincastle Services, Inc. and ESF, LLC, were closed with no material impact to the financials related to the closures.

• In February of 2026, the Company announced plans to sell two of its banking offices and consolidate three others into nearby locations. The transactions, which include the sale of two standalone banking offices in North Carolina located in Roanoke Rapids and Louisburg, and the consolidation of three…

• The primary source of revenue is from net interest income earned by the Bank. Net interest income is the difference between interest income and interest expense and typically represents between 75% and 85% of the Company’s total revenue. Interest income is determined by the amount of interest-earnin…

• Primary expense categories are salaries and employee benefits, which comprised 56% of noninterest expenses for the three months ended March 31, 2026, followed by other operating expense, which comprised 10% of noninterest expenses. The provision for credit losses is also typically a primary expense …