HOPE 最新10-Q变化

相对上期新增的文字 · 来源:10-Q · 2026-08-06

• The following tables set forth a performance overview concerning the periods indicated and should be read in conjunction with the unaudited Consolidated Financial Statements and Notes set forth elsewhere in this Quarterly Report on Form 10-Q and the following Results of Operations and Financial Cond…

• At or for the Three Months Ended June 30,At or for the Six Months Ended June 30,

• Allowance for credit losses to nonaccrual loans136.83 %135.01 %

• (1)Net income (loss) excluding notable items, earnings per common share - diluted excluding notable items, TCE per share, ROTCE, ROA excluding notable items, ROE excluding notable items, ROTCE excluding notable items, efficiency ratio excluding notable items, and TCE ratio are non-GAAP financial mea…

• During the three and six months ended June 30, 2026 and 2025, our operating results included certain notable items as a result of the 2025 Merger with Territorial, our legacy investment securities repositioning, the change in the California state tax apportionment rate, and other items. We have pres…

相对上期删除的文字 · 来源:10-Q · 2026-05-06

• The following tables set forth a performance overview concerning the periods indicated and should be read in conjunction with the unaudited Consolidated Financial Statements and Notes set forth elsewhere in this Quarterly Report on Form 10-Q and the following Results of Operations and Financial Cond…

• Net interest income after provision for credit losses115,407 96,017

• Interest earning cash and deposits at other banks369,809 505,906

• Allowance for credit losses to nonaccrual loans141.64 %175.89 %

• (1)Net income excluding notable items, earnings per common share - diluted excluding notable items, TCE per share, ROTCE, ROA excluding notable items, ROE excluding notable items, ROTCE excluding notable items, efficiency ratio excluding notable items, and TCE ratio are non-GAAP financial measures t…

相对上期新增的文字 · 来源:10-Q · 2026-08-06

• The year-over-year changes in the modeled net interest income sensitivity profile are primarily driven by more stable projected DDA balances along with changes in the mix of CRE loans (more floating rate loans) partially offset by the termination of the receive float interest rate swap portfolio dur…

• The year-over-year changes in the EVE profile were primarily driven by the reduction of the investment portfolio, along with the shortening of the duration of the CRE and mortgage loans due to an increase in floating-rate and hybrid-rate loan originations. These changes were partially offset by the …

相对上期删除的文字 · 来源:10-Q · 2026-05-06

• The year-over-year changes in the modeled net interest income sensitivity profile are primarily driven by growth in time deposits, which typically exhibits a lagged response to interest rate changes, along with an increase in money market deposits, partially offset by a lower cash balance and a slig…

• The year-over-year changes in the EVE profile reflect longer duration on interest-bearing non-maturity deposits driven by the acquisition of Territorial Bank along with a shortening of the investment and CRE loan portfolios. These changes were almost entirely offset by the increase in longer duratio…