MBNKO 最新10-Q变化

相对上期新增的文字 · 来源:10-Q · 2026-08-05

• The following table presents our consolidated average balance sheets, interest income and expense, and the average interest earning/bearing assets and liabilities, and reflects the average yield on assets and average costs on liabilities as of and for the six months ended June 30, 2026 and 2025.

• Includes deferred financing costs of $10.2 million and $8.5 million as of June 30, 2026 and 2025.

• For the three months ended June 30, 2026, our total loans yielded 12.28%, as compared to 12.27% for the three months ended June 30, 2025. For the six months ended June 30, 2026, our total loans yielded 12.21%, as compared to 12.16% for the six months ended June 30, 2025. The increase reflects, on av…

• Our debt, with certificates of deposit being our largest source, funds our growing lending business. Our average interest cost for the three and six months ended June 30, 2026 of 4.32% and 4.29% and increased 12 and 10 basis points from the three and six months ended June 30, 2025, attributable to t…

• The following tables present the change in interest income and expense due to changes in the average balances (volume) and average rates, calculated for the periods indicated.

相对上期删除的文字 · 来源:10-Q · 2026-05-05

• For the three months ended March 31, 2026, our total loans yielded 12.15%, as compared to 12.04% for the three months ended March 31, 2025. The 11 basis point increase reflects, on average, a higher interest rate charged on our loan portfolios, as we have increased the rates charged on new consumer …

• Our debt, with certificates of deposit being our largest source, funds our growing lending business. Our average interest cost for the three months ended March 31, 2026 of 4.28% increased 12 basis points from the three months ended March 31, 2025, attributable to the higher interest rate environment…

• The following table presents the change in interest income and expense due to changes in the average balances (volume) and average rates, calculated for the periods indicated.

• During the three months ended March 31, 2026, the increase in interest income over the prior year period was mainly driven by the increase in the size of the consumer loan portfolios, particularly recreation loans, as well as an increase in overall yield on interest-earning assets as we continued to…

• In 2025, the SBA informed Medallion Capital that it needs to have Medallion Capital’s management team reviewed through the SBA’s licensing division; until successful completion of that review, Medallion Capital is not deemed by the SBA to have a qualified management team. Medallion Capital submitted…